This home is in St. Augustine — a home near St. Augustine High School.
Sold·Closed Jul 1, 2026·10 days on market·Recent sales in St. Augustine
11 Davis Street
St. Augustine, FL 32084
About this home
St. Augustine
This 1935 cottage is a masterful blend of historic St. Augustine character & polished, modern design. Located just minutes from the heart of downtown, this three-bedroom, two-bathroom sanctuary is defined by its classic arched entryway and iconic coquina-style exterior, while the interior features bright, contemporary finishes. The outdoor living spaces serve as a private oasis, featuring a designer front porch with a custom pergola that overlooks a brick-paved courtyard surrounded by lush tropical landscaping and mature oaks. Just behind the main home is a charming guesthouse built in 2022, a cozy one-bedroom, one bath retreat that seamlessly pairs rustic character with modern comfort. The property is exceptionally well-maintained, featuring a water heater replaced in 2025, an A/C system from 2022, and a roof from 2020. With ample parking--including a three-car driveway and two front spots--this home offers a turnkey opportunity to enjoy the St. Augustine lifestyle. Owner licensed RE
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1935)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~894 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $238,006 | $194,282 | — |
| 2024 | $240,942 | $176,620 | — |
| 2023 | $242,868 | $160,564 | — |
| 2022 | $201,350 | $145,967 | — |
| 2021 | $153,069 | $132,697 | — |
| 2020 | $143,073 | $120,634 | ▲ $460 |
2025 property taxes (current owner): $4,140/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $490/sq ft; this home is listed at $567/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6 S Whitney Street, St. Augustine, FL 32084Listed by THE NEWCOMER GROUP | Apr 2026 | $180,000 | $237 | 1/1 | 761 | 15 | 0.3 |
| 627 Cathedral Place, St. Augustine, FL 32084Listed by ALLIANCE REALTY & FINANCIAL SERVICES, INC | Sep 2026 | $295,000 | $405 | 2/1 | 728 | 102 | 0.5 |
| 83 Weeden Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $450,000 | $571 | 2/2 | 788 | 95 | 0.7 |
| 54 Grove Avenue, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $479,000 | $555 | 2/1.5 | 863 | 172 | 0.8 |
| 33 Bernard Street, St. Augustine, FL 32084Listed by 1 REALTY CORP | Sep 2025 | $370,600 | $490 | 2/1 | 756 | 3 | 1 |
| 1148 Tocoi Road, St. Augustine, FL 32084Listed by ERA ONETEAM REALTY | Jul 2026 | $246,500 | $316 | 2/2 | 780 | 82 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUWZER, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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