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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jan 28, 2026·59 days on market·Recent sales in Jacksonville

2545 Oak Street 18

Jacksonville, FL 32204

$180,000sold priceListed at $188,900 · 95.3% of asking$178/sqftMLS# 2116762
1
Beds
1
Baths
1,010
Sq Ft
1919
Built
—
Garage
No
Pool
HOA $356/mo436 sqft lotCondominium1 story

About this home

Jacksonville

Bright and spacious 3rd-floor corner unit in the desirable FRANCES COURT Condominiums in Jacksonville's RIVERSIDE neighborhood. This light-filled condo features 10-foot ceilings, wood parquet floors, and tons of windows throughout. The large bedroom, brand new fully renovated custom designer bathroom, and updated kitchen provide comfort and style, while the sunroom is perfect for an office or relaxing space. Enjoy the beautifully maintained courtyard and the convenience of one assigned paved parking space with additional shared spaces. Just one block from St. Vincent's Hospital, this condo offers easy access to everything Riverside has to offer. A perfect blend of space, location, and character in one of Jacksonville's most walkable neighborhoods. Within one mile of the Five Points entertainment and shopping area, Park and King District, Publix and Memorial Park.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$356
Estimated total, before insurance$1,647/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,623/yr · $135/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1919)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,623/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2525 College Street 1308, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$231,000$2461/19381500.3
2159 Riverside Avenue 4, Jacksonville, FL 32204Listed by HOMESMARTJun 2026$225,000$2142/11,053750.3
2525 College Street 1113, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLCApr 2026$289,000$2562/21,1281030.3
2525 College Street 1311, Jacksonville, FL 32204Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSFeb 2026$335,000$2802/21,1951050.3
2525 College Street 1214, Jacksonville, FL 32204Listed by REAL BROKER LLCJan 2026$222,750$2191/11,0191320.3
2064 Herschel Street 106, Jacksonville, FL 32204Listed by EXP REALTY LLCJun 2026$245,000$2461/29962080.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$188,900
Price / Sq Ft$187
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage1,010
Acres0.01 acres
Year Built1919
TypeResidential
Sub-TypeCondominium
StyleHistoric
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address2545 Oak Street 18, Jacksonville, FL 32204
Area031-Riverside
SubdivisionFrances Court
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size435.6 sq ft
Parcel Number0901111006

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Dryer, Electric Range, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle

Additional Information

Date ListedNovember 6, 2025
Days on Market59
HOA Fees$356 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$1,623.39
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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