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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·13 days on market·Recent sales in Jacksonville

1174 Jamaica Road W

Jacksonville, FL 32216

$438,000sold priceListed at $425,000 · 103.1% of asking$177/sqftMLS# 2150400
4
Beds
2.5
Baths
2,472
Sq Ft
1968
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA13,068 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

We have received multiple offers and are asking for highest and best by Monday, June 22, at 7:00 PM. Welcome to this well-maintained two-story home located in an established neighborhood just off Beach Boulevard, offering convenient access to shopping, restaurants, downtown Jacksonville, parks, and boat ramps. Situated on a spacious 110' x 120' lot, this 4-bedroom, 2 full bath, 1 half bath home offers 2,472 square feet of living space and an attached 2-car garage. The remodeled kitchen features quartz countertops and a filtered water system at the kitchen sink, while all bathrooms, including the half bath, have been tastefully updated. Enjoy year-round comfort in the Florida room, complete with its own mini-split heating and cooling system. Step outside to the resurfaced in-ground pool (2016) surrounded by an attractive paver deck, perfect for entertaining and relaxation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,426
Property taxesest. at asking price, Duval County$715
Estimated total, before insurance$3,141/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,826/yr · $235/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$438,000
$87,600
Loan Term
Monthly Payment
$2,426
Principal & Interest: $2,426
Property taxes (est.): $715
Insurance (est.): $292
Estimated Total Monthly
$3,433
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1968)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$324,967$128,433—
2024$297,530$124,106▲ $7,852
2023$299,735$119,035▲ $22,889
2022$265,847$114,112▲ $16,010
2021$213,672$109,333▲ $6,877
2020$201,312$107,134—

2025 property taxes (current owner): $2,826/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$425,000
  • Jun 12, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1169 Montego Road E, Jacksonville, FL 32216Listed by FLUID REALTY, LLC.Sep 2026$349,000$1784/2.51,96020.1
560 Mandalay Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$340,000$1813/21,879570.5
7003 Altama Road, Jacksonville, FL 32216Listed by WATSON REALTY CORPAug 2026$382,000$2053/2.51,861180.6
1634 East Road, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$380,000$2164/21,761460.7
443 Holiday Hill Circle W, Jacksonville, FL 32216Listed by EVERYSTATE INCSep 2026$345,000$1354/32,5512350.7
6760 Marion Court S, Jacksonville, FL 32216Listed by FLORIDA FAMILY REALTYSep 2026$285,000$1443/31,9773091

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$172
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,472
Total Structure Area3,431 sq ft
Acres0.30 acres
Year Built1968
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address1174 Jamaica Road W, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionGrove Park
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size13,068 sq ft
Lot Dimensions110x120
Parcel Number1404160000
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck
FencingBack Yard, Wood
Road SurfaceAsphalt

Additional Information

Date ListedJune 12, 2026
Days on Market13
Tax Amount$2,825.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANNALYECE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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