This home is in St. Augustine — a pool home in St. Johns County.
Active·245 days on market
295 Pine Grove Point
St. Augustine, FL 32092
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
$10,000 towards rate buy down or closing costs!! John's Island amenities center now open. Welcome to this exceptional custom-built home. Built in 2024 located in the highly sought-after Courtney Oaks at Johns Island, Silverleaf. Offering 5 bedrooms, 3 full baths, and 2 half baths across 3,458 square feet, this elegant home sits on a half-acre homesite within a private gated community. Designed with luxury and functionality in mind, this home features an open floor plan concept with vaulted ceilings in the living room, coffered ceilings in the dining room, and laminate plank flooring throughout & 18x18 ceramic tile in the baths and laundry room. A flex space with glass French doors greets you upon entry--ideal for a home office or den. Living Room offers a 74'' Horizontal fireplace, custom built-ins, in ceiling surround sound and multi-slide patio doors allowing for a fabulous view of the sparkling pool.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $5,040,000 in July 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $852,391 | $590,476 | — |
| 2024 | $225,000 | $225,000 | — |
| 2023 | $140,000 | $140,000 | — |
| 2022 | $39,200 | $39,200 | — |
2024 property taxes (current owner): $2,822/yr
Estimated taxes if purchased at asking price: ~$19,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 15, 2026Price change$1,197,777−$2,000
- Feb 10, 2026Listed$1,199,777
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $308/sq ft; this home is listed at $346/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMES | Sep 2026 | $1,178,900 | $336 | 3/3.5 | 3,508 | 178 | 0.1 |
| 271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC. | Oct 2026 | $785,600 | $288 | 4/3.5 | 2,729 | 57 | 0.3 |
| 463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $804,375 | $288 | 4/3 | 2,791 | 2 | 0.3 |
| 503 Canopy Forest Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $1,300,000 | $332 | 4/4.5 | 3,918 | 68 | 0.3 |
| 25 Summer Sun Way, St. Augustine, FL 32092Listed by SOMEDAY HOMES REALTY, LLC. | Sep 2026 | $730,000 | $268 | 6/3 | 2,728 | 11 | 0.5 |
| 329 Arbor Creek Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $1,230,800 | $308 | 5/4.5 | 3,996 | 24 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SVR ASSET GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Silverleaf
For Sale348 Chestnut Oak RoadSt. Augustine, FL 32092
4 bd · 4.5 ba · 4,025 sq ft
$1,197,349Est. $6,373/moThe Breckenridge is a 3,999 sq ft two-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. Open living flows from…
Listing Office: ici select realty, inc.
Pending199 Brook Ridge WaySt. Augustine, FL 32092
4 bd · 3 ba · 3,126 sq ft
$1,182,362Est. $6,293/moStep into the Egret V: 4 bedrooms, 3 baths, and 3,000+ sq ft of open, elegant living. Gourmet kitchen with island,…
Listing Office: ici select realty, inc.
Pending233 Arbor Creek DriveSt. Augustine, FL 32092
5 bd · 4.5 ba · 4,055 sq ft
$1,174,900Est. $6,253/moDiscover the ''Harper'' new construction home by MasterCraft Builder Group, nestled in the gated Hidden Creek…
Listing Office: perry homes
For Sale317 Heritage Pines WaySt. Augustine, FL 32092
4 bd · 4.5 ba · 3,825 sq ft
$1,239,000Est. $6,594/moWelcome home to the stunning Julington floorplan by Toll Brothers, featuring a grand two-story entry that creates an…
Listing Office: jacksonville tbi realty, llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in SilverLeaf
SilverLeaf guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines