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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Sold

Sold·Closed Nov 26, 2025·23 days on market·Recent sales in Jacksonville Beach

400 1st Street S E

Jacksonville Beach, FL 32250

$361,990sold priceListed at $374,990 · 96.5% of asking$514/sqftMLS# 2113750
2
Beds
1
Baths
704
Sq Ft
1982
Built
—
Garage
No
Pool
HOA $375/moCondominium2 stories

About this home

Jacksonville Beach

End Unit with Breathtaking Ocean Views—Just Steps from the Sand! BONUS: NO HOA dues until 2027!!! Experience Jacksonville Beach living at its finest in this beautifully updated 2-bedroom, 1-bath end-unit condo offering panoramic ocean views from the kitchen, living room, and primary bedroom. Enjoy the coastal breeze from two private balconies on the east and north sides. The modern kitchen features granite countertops, new cabinets, tile backsplash, and stainless steel appliances. Recent updates include re-plumbing (2018), new roof (2019), impact windows (2016), water heater (2015), and a full interior refresh with new HVAC, lighting, dual sinks, fresh paint (2020) and a brand new portable washer & dryer. Includes two covered parking spaces and an outdoor shower for post-beach convenience. Ideally located near Seawalk Pavilion, dining, shopping, and nightlife. Don't miss this rare opportunity—schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,005
Property taxesest. at asking price, Duval County$591
HOAbilled monthly$375
Estimated total, before insurance$2,971/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$361,990
$72,398
Loan Term
Monthly Payment
$2,005
Principal & Interest: $2,005
Property taxes (est.): $591
Insurance (est.): $241
Estimated Total Monthly
$2,837
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $442/sq ft; this home is listed at $533/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
410 1st Street C, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$325,000$4562/17131410
410 1st Street S E, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$260,000$3652/1713470
731 1st Street S 2F, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVMar 2026$305,300$3702/18252270.2
731 1st Street 5E, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJan 2026$540,000$6552/1825310.2
731 1st Street S 311, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJul 2025$365,000$4422/1825730.2
731 1st Street S 418, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJul 2025$365,000$4422/1825890.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$374,990
Price / Sq Ft$533
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage704
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address400 1st Street S E, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSpinnaker North Condo
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1758737010

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Community Structure, Covered
ViewBeach, City, Ocean

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories2
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchTerrace, Wrap Around
Road FrontageCity Street

Additional Information

Date ListedOctober 17, 2025
Days on Market23
HOA Fees$375 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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