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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Active

Active·92 days on market

319 1st Avenue 2-D

Jacksonville Beach, FL 32250

$329,900$430/sqftEst. $1,813/mo mortgageMLS# 2156550
2
Beds
1
Baths
768
Sq Ft
1937
Built
—
Garage
No
Pool
FEMA Zone XHOA $304/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

Beach life starts here! Imagine waking up and walking to the beach, grabbing coffee on the way, spending the afternoon by the ocean, and ending the day with dinner and live music--all without getting in your car. This charming 2-bedroom condo is located just blocks from the sand in the heart of Jacksonville Beach. Nestled inside the beautifully maintained Palms Court community, you'll love the lush tropical courtyard, brick paver walkways, and unbeatable location near restaurants, shopping, the Jacksonville Beach Pier, and everything that makes beach living so special. Whether you're searching for a primary home, vacation getaway, or investment property, this is your opportunity to experience the relaxed coastal lifestyle you've been waiting for. Walk to the beach. Walk to dinner. Walk to your next sunset.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,813
Property taxesest. at asking price, Duval County$539
HOAbilled monthly$304
Estimated total, before insurance$2,656/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,777/yr · $398/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,900
$65,980
Loan Term
Monthly Payment
$1,813
Principal & Interest: $1,813
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,572
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1937)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,777/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $477/sq ft; this home is listed at $430/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
319 1st Avenue N 1-B, Jacksonville Beach, FL 32250Listed by HOMECOIN.COMAug 2025$270,000$4821/1560800
411 1st Street S 202, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJun 2026$534,000$5392/2990790.5
1030 4th Street 1B, Jacksonville Beach, FL 32250Listed by PURSUIT REAL ESTATE, LLCJun 2026$329,000$3452/295460.5
537 6th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.May 2026$429,000$4772/1.590000.5
410 1st Street C, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$325,000$4562/17131410.5
410 1st Street S E, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$260,000$3652/1713470.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$430
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage768
Year Built1937
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address319 1st Avenue 2-D, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionPalms Court Condo
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1739150026
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesCourtyard
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 22, 2026
Days on Market46
HOA Fees$304 / Monthly
HOA FrequencyMonthly
HOA NamePalm Court Condo
Tax Amount$4,777.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETROS REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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