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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Active

Active·45 days on market

201 N 10th Avenue 102N

Jacksonville Beach, FL 32250

$405,000$426/sqftEst. $2,080/moMLS# 2153426
2
Beds
2
Baths
951
Sq Ft
2005
Built
Garage
No
Pool

About this home

Jacksonville Beach

Rare opportunity to own an end-unit condo just blocks from the ocean in the heart of Jacksonville Beach! This 2-bedroom, 2-bathroom condo offers the perfect blend of coastal lifestyle, convenience, and low-maintenance living. Featuring new windows, a newer HVAC system, and a newer water heater, this home gives buyers added peace of mind in a highly desirable beachside location. Enjoy being close to beach access, local restaurants, coffee shops, shopping, nightlife, and everything Jax Beach has to offer. Whether you are looking for a primary residence, weekend getaway, or investment opportunity, this beachside condo delivers an unbeatable location in one of Northeast Florida's most desirable coastal communities.

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,080
Principal & Interest: $2,080
Property taxes (est.): $661
Insurance (est.): $270
Estimated Total Monthly
$3,011
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,080
Property taxesest. at asking price, Duval County$661
HOAbilled monthly$560
Estimated total, before insurance$3,301/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,456/yr · $538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$350,000$350,000
2024$385,000$322,102
2023$396,000$292,820
2022$311,000$266,200
2021$242,000$242,000
2020$242,000$231,913

2025 property taxes (current owner): $6,456/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,819 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 10, 2026Price change$405,000$10,000
  • Jul 6, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$405,000
Price / Sq Ft$426
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage951
Acres0.02 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address201 N 10th Avenue 102N, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionFlagler Crossing
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number1754461415

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesCeiling Fan(s)
AppliancesElectric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
SecuritySecurity Gate

Exterior

ConstructionStucco

Additional Information

Date ListedJuly 6, 2026
Days on Market35
HOA Fees$560 / Monthly
HOA FrequencyMonthly
Tax Amount$6,455.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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