This home is in Watersong At Rivertown, St. Johns.

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Pending

Pending·272 days on market·Watersong At Rivertown

149 Crafton Circle

St. Johns, FL 32259

$461,500$221/sqftEst. $2,456/moMLS# 2113688

Beds

Baths

2,089

Sq Ft

2025

Built

Garage

Pool

About this home

Watersong At Rivertown

Lot 53 -The Martinique offers breezy elegance and a flexible, open layout. At its heart, a Gourmet Kitchen with a walk-in pantry flows into the Dining and Great Room, all bathed in natural light from a 12' multi-sliding glass door that opens to the lanai—perfect for indoor-outdoor living. A Study replaces the Flex Room, ideal for work or hobbies, while Bath 3 includes a shower in lieu of a tub for added guest comfort. The Primary Suite is tucked at the rear for privacy, creating a peaceful retreat just steps from the main living space. Designed for everyday comfort and coastal charm, the Martinique adapts beautifully to your lifestyle. Located in WATERSONG, a gated 55+ neighborhood in RiverTown, residents enjoy access to trails, lakes, parks, and the scenic St. Johns River. Resort-style amenities include fitness classes, food truck Fridays, wine nights, trivia, bunco, nature walks, a Paw Park, and more—offering the perfect blend of nature, activity, and vibrant coastal living.

Cost to own

Mortgage calculator

Home Price

$461,500

Down Payment: 20%

$92,300

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,331

Principal & Interest: $2,331

Est. Taxes & Insurance: $583

Estimated Total Monthly

$2,914

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,456

Property taxesest. at asking price, St. Johns County$614

HOAbilled monthly$211

Estimated total, before insurance$3,281/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 13, 2026Pending$461,500
Oct 16, 2025Listed$461,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$461,500

Price / Sq Ft$221

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,089

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

New ConstructionYes

Direction FacesSoutheast

Community Information

Address149 Crafton Circle, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionWatersong At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007290530

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management- On Site, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup