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This home is in St. Augustine.

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Active Under Contract

Active Under Contract·275 days on market

7 Sebastian Avenue C

St. Augustine, FL 32084

$859,000$491/sqftEst. $4,572/moMLS# 2113265
3
Beds
2
Baths
1,750
Sq Ft
2026
Built
1
Garage
Yes
Pool

About this home

St. Augustine

With a location in the heart of Historic Downtown St. Augustine and only minutes to Vilano Beach, the Homes of 7 Sebastian Avenue effortlessly blend sophisticated design and luxury living. Developed by Ocean Life Homes, this exclusive four unit townhouse development is designed to comfortably accommodate those looking for low maintenance and a permanent residence, second home, or profitable investment opportunity. Each unit will boast a spacious two story, three bedroom, two and a half bath floor plan with a one car garage, and private 7x12 in ground pool. Interior finishings have been artfully curated to ensure only the highest quality products are utilized throughout each home. Outside, xeriscaping will be implemented to achieve minimal water usage with little to no irrigation required and pool maintenance will be included in the HOA fee. This is a rare opportunity to own a new construction luxury townhome, surrounded by shopping, dining, and walking distance to historic attractions

Cost to own

Mortgage calculator

$859,000
$171,800
Loan Term
Monthly Payment
$4,366
Principal & Interest: $4,366
Est. Taxes & Insurance: $1,092
Estimated Total Monthly
$5,458
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,572
Property taxesest. at asking price, St. Johns County$1,143
HOAbilled monthly$370
Estimated total, before insurance$6,085/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$350,665$333,381
2024$471,855$407,817
2023$471,855$370,743
2022$337,039$337,039
2021$208,964$208,964
2020$208,964$208,964

2024 property taxes (current owner): $7,653/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Oct 14, 2025Listed$859,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$859,000
Price / Sq Ft$491
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,750
Acres0.08 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUnder Construction
StatusActive Under Contract
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
New ConstructionYes

Community Information

Address7 Sebastian Avenue C, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionGarnett Addition
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size3,484.8 sq ft
Lot Dimensions29x116
Parcel Number1904500000
ZoningCommercial

Amenities

AmenitiesManagement - Off Site
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Garage Door Opener, Off Street
ViewCity

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl, Wood
# of Stories2
LaundryIn Unit, Upper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 14, 2025
Days on Market228
HOA Fees$370 / Monthly
HOA FrequencyMonthly
HOA NameThe Homes at 7 Sebas
HOA Fee IncludesPest Control
Tax Amount$7,653.45
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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