This home is in Bartram Plantation, St. Johns — a waterfront home in St. Johns County.
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Sold·Closed Feb 12, 2026·74 days on market·Recent sales in Bartram Plantation·Bartram Plantation
521 S Bridge Creek Drive
St. Johns, FL 32259
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About this home
Bartram Plantation
Experience elegant living in Bartram Plantation, set on a private, beautifully landscaped .82-acre estate lot set back from the street and overlooking a tranquil pond. This exquisite home offers 5 true bedrooms, a loft with wet bar, and a private office with closet & French doors. Soaring 12-ft ceilings and crown molding enhance the open floor plan, bathed in natural light from the tinted picture windows. Entertain effortlessly with a saltwater pool, paver patio with fire pit, and full-size basketball hoop. The chef's kitchen features a walk-in pantry, granite counters, built-in oven, and separate cooktop. Additional highlights include a 3-car garage, automatic landscape lighting, ample storage, hardwood floors, under-cabinet lighting, a utility sink, and a dedicated pool bath. Enjoy peace of mind with a newer roof and brand new hot water heater. Located in St. Johns County with unparalleled features—this home is a rare blend of luxury, privacy, & comfort. Don't wait, see it today!
Next steps in Bartram Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 19 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park4 min drive · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 1 mi · St. Johns River
Closest youth league fields
Switzerland Point Park9 min drive · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix7 min drive · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.
- A pool back here is the warmest in town and glitters in the evening.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $8,386/yr
Estimated taxes if purchased at asking price: ~$15,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $262/sq ft; this home is listed at $269/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 517 S Bridge Creek Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $979,000 | $262 | 4/5 | 3,731 | 4 | 0 |
| 2588 State Road 13 N, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Aug 2026 | $2,100,000 | $494 | 4/4.5 | 4,255 | 119 | 0.5 |
| 2352 State Road 13 N 3, St. Johns, FL 32259Listed by US REALTY HUB | Sep 2026 | $1,460,000 | $497 | 4/3 | 2,936 | 23 | 0.6 |
| 204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $619,000 | $207 | 4/2.5 | 2,987 | 0 | 0.9 |
| 195 Hickory Ranch Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $825,000 | $232 | 5/4.5 | 3,562 | 55 | 0.9 |
| 365 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $672,758 | $225 | 5/4 | 2,987 | 11 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Plantation
Bartram Plantation is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines