Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings — a home near Pedro Menendez High School.

Photo 1 / 51
Sold

Sold·Closed Jul 16, 2026·230 days on market·Recent sales in Flagler Estates·Flagler Estates

10625 Baylor Avenue

Hastings, FL 32145

$450,000sold priceListed at $469,400 · 95.9% of asking$148/sqftMLS# 2112085
4
Beds
3
Baths
3,039
Sq Ft
2006
Built
3
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

FEMA Zone XNo HOA1.14 acresSingle Family Residence2 stories

About this home

Flagler Estates

Welcome to this inviting two-story home with all the modern conveniences, this residence offers ample space for a growing family with a floorplan designed for both privacy and gathering, step inside to discover a large family room perfect for entertaining with accessible bathroom which also leads into newly renovated 4th bedroom, open concept kitchen, granite countertops, with central island that invites conversation and carries into dining area that seamlessly flows into a cozy living area that boasts a tile fireplace, simply open the sliding glass doors to access outdoor seating area which is newly fenced for pets, upstairs area has large open living space for additional entertaining or play area for the kiddos, three bedrooms, master retreat has ensuite bathroom with double vanity, separate tub and oversized walk in closet, second and third spacious bedrooms with large closets, full bath and conveniently located laundry room. Fresh paint throughout, vinyl plank wood floors placed

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, St. Johns County$599
Estimated total, before insurance$3,091/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,128/yr · $427/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,687 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $430,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$377,844$327,122—
2024$361,354$361,354—
2023$370,761$130,271—
2022$351,926$125,020—
2021$239,941$119,922—
2020$214,885$117,576—

2024 property taxes (current owner): $5,128/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$469,400
  • Oct 6, 2025Listed$469,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10165 Crotty Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCJun 2026$345,990$1595/32,180601.1
4505 Cedar Ford Boulevard, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCMay 2026$338,990$1565/32,180251.3
10705 Nikolich Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCSep 2026$342,990$1575/32,180641.5
9815 Ebert Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCAug 2026$344,990$1585/32,180612.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,400
Price / Sq Ft$154
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,039
Acres1.14 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address10625 Baylor Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0506401814

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
# of Stories2
LevelsTwo

Exterior

RoofShingle
ConstructionConcrete, Stucco

Additional Information

Date ListedOctober 6, 2025
Days on Market230
Tax Amount$5,127.92
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST JOHNS REALTY AND MANAGEMENT LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines