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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverbrook at Glen Kernan, Jacksonville.

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Sold

Sold·Closed Dec 10, 2025·21 days on market·Recent sales in Riverbrook at Glen Kernan·Riverbrook at Glen Kernan

12921 Deep River Way

Jacksonville, FL 32224

$532,500sold priceListed at $539,900 · 98.6% of asking$242/sqftMLS# 2112038
4
Beds
2
Baths
2,200
Sq Ft
1994
Built
2
Garage
No
Pool

2 more homes for sale in Riverbrook at Glen Kernan →Search Riverbrook at Glen Kernan on the map

HOA $10/mo9,583 sqft lotSingle Family Residence1 story

About this home

Riverbrook at Glen Kernan

Stunning fully refurbished home with newer roof, fresh paint in and out, NEW AC, expanded and marvelous upgraded kitchen! Wood grain plank flooring, new carpet, new windows & much more! Inside you will find soaring vaulted ceilings, true wood burning fireplace & expanded kitchen w/ carbon grey stainless appliances, quartz counters & expanded white shaker cabinetry. Primary suite has LVP flooring, TWO walk-in closets w/ Cali style organizers. Two bedrooms have plush new carpet with 8# upgraded carpet pad. The game room/office is also the fourth bedroom with access to the fully fenced (6ft privacy style) over-sized backyard with room for a large pool & kid's play area. Convenience abounds as this community is under a mile from BUTLER BLVD & under a ten min drive to JAX BEACH or St Johns Town Center, I-295, I-95 & all of Metro Jax. Welcome Home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,950
Property taxesest. at asking price, Duval County$869
HOAbilled annually$10
Estimated total, before insurance$3,829/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,519/yr · $377/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$532,500
$106,500
Loan Term
Monthly Payment
$2,950
Principal & Interest: $2,950
Property taxes (est.): $870
Insurance (est.): $355
Estimated Total Monthly
$4,174
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,519/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2025Listed$539,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4577 Pebble Brook Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$640,000$2785/32,302130.1
13038 Kernan Mill Lane S, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$495,000$2583/21,91830.5
13093 S Chets Creek Drive, Jacksonville, FL 32224Listed by EXIT MAGNOLIA POINT REALTYAug 2026$570,000$2584/22,210650.7
12968 Chets Creek Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYSep 2026$469,000$2523/21,85820.8
12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$692,000$3044/32,276621.2
4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$626,025$2963/22,11431.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,900
Price / Sq Ft$245
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,200
Acres0.22 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address12921 Deep River Way, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionRiverbrook At Glen
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size9,583.2 sq ft
Lot Dimensions70' x 130'
Parcel Number1677305045
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
FencingBack Yard, Full, Privacy, Wood
RoofShingle
ConstructionBrick Veneer, Fiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedOctober 14, 2025
Days on Market21
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$4,518.87
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverbrook at Glen Kernan

Riverbrook at Glen Kernan is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Riverbrook at Glen Kernan homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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