This home is in St. Augustine — a pool home in St. Johns County.
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Sold·Closed May 15, 2026·234 days on market·Recent sales in St. Augustine
205 River Island Circle
St. Augustine, FL 32095
About this home
St. Augustine
Enjoy the Florida lifestyle with your own private, screened-in pool—a rare find at this price point and designed for easy, low-maintenance enjoyment. The screened enclosure helps keep leaves and debris out, making pool care simple while providing a comfortable space to relax, entertain, and gather year-round. Surrounded by lush, mature trees, the backyard feels like a true retreat. Inside, the home is move-in ready with fresh paint, brand-new carpet throughout, updated light fixtures, new bathroom vanities, and stainless steel kitchen appliances. Major systems have already been addressed, including a 2016 roof and HVAC and a brand-new hot water heater, offering peace of mind and minimizing future expenses. A 2-car garage adds everyday convenience, and the home is located in the desirable Eagle Creek community with low HOA dues ($185/quarter) and access to a neighborhood pool—though with your own backyard oasis, you may never need it.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2016 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,455 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,034/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 27, 2025Listed$379,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 287 Honeycomb Trail, St. Augustine, FL 32095Listed by REAL BROKER LLC | Sep 2026 | $422,500 | $200 | 4/2.5 | 2,116 | 111 | 0.2 |
| 267 Honeycomb Trail, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $353,000 | $224 | 3/2 | 1,574 | 54 | 0.2 |
| 259 Honeycomb Trail, St. Augustine, FL 32095Listed by JPAR CITY AND BEACH | May 2026 | $333,000 | $240 | 3/2 | 1,389 | 91 | 0.2 |
| 237 St Thomas Street, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $339,000 | $251 | 3/2 | 1,353 | 61 | 0.5 |
| 922 Honeycomb Trail, St. Augustine, FL 32095Listed by REAL BROKER LLC | Nov 2025 | $440,000 | $212 | 4/3 | 2,075 | 24 | 0.5 |
| 109 Marsh Island Circle, St. Augustine, FL 32095Listed by REAL BROKER LLC | Apr 2026 | $345,000 | $205 | 3/2 | 1,685 | 37 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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