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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a golf course home in Jacksonville.

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Sold

Sold·Closed Oct 24, 2025·12 days on market·Recent sales in Queens Harbour·Queens Harbour

13643 Marsh Harbor Drive N

Jacksonville, FL 32225

$925,000sold priceListed at $980,000 · 94.4% of asking$255/sqftMLS# 2110769
5
Beds
4
Baths
3,628
Sq Ft
1998
Built
3
Garage
Yes
Pool

3 more homes for sale in Queens Harbour →Search Queens Harbour on the map

HOA $263/mo0.47 acresWaterfrontSingle Family Residence2 stories

About this home

Queens Harbour

STUNNING PANORAMIC VIEWS greet you in this PREMIER POOL-to-WATER-to-GOLF CUSTOM LUXURY HOME in prestigious QUEENS HARBOUR YACHT & CC. OPEN CONCEPT FLOOR PLAN features 4 bedrooms downstairs + BONUS & BATH upstairs with balcony. EXTENSIVE ARCHITECTURAL & DESIGNER FEATURES THROUGHOUT. BEAUTIFUL WATER VIEWS from entire living area, owner's suite & bonus. SPACIOUS CHEF'S KITCHEN w/ WINE CELLAR, island & breakfast bar offers cabinet & counter space! Family room w/ WALL OF WINDOWS & custom built-ins. 4th BR is office. Inviting owner's suite w/ double walk-in closets, double vanities, soaker tub & double walkthrough shower. HUGE OUTDOOR LIVING AREA w/ SCREENED POOL, FOUNTAIN & TRANQUIL ROCK WATERFALL. Special Features Include: 10-12+ft ceilings, 8Ft Double Entry doors, Wrought Iron look stair rail, Oversized 3-Car side Entry Garage, Barrel tile roof, art niches, crown molding, under mount lighting and crystal fixtures, central vacuum, water softener, security system. Come see it today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,124
Property taxesest. at asking price, Duval County$1,510
HOAbilled quarterly$263
Estimated total, before insurance$6,897/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$16,373/yr · $1,364/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$5,124
Principal & Interest: $5,124
Property taxes (est.): $1,510
Insurance (est.): $617
Estimated Total Monthly
$7,251
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $16,373/yr

Estimated taxes if purchased at asking price: ~$18,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2025Listed$980,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1372 Windsor Harbor Drive, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,300,000$3085/44,224270.1
13619 Marsh Harbor Drive N, Jacksonville, FL 32225Listed by WATERMARKE REALTY GROUP LLCJul 2026$740,000$2493/2.52,96820.1
1513 Nottingham Knoll Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,200,000$2586/44,656270.1
13633 Bromley Point Drive, Jacksonville, FL 32225Listed by REDFIN CORPORATIONJun 2026$825,000$2624/2.53,14380.1
1520 Harrington Park Drive, Jacksonville, FL 32225Listed by REDFIN CORPORATIONAug 2026$880,000$2864/3.53,08280.2
1556 Harrington Park Drive, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$815,000$3133/32,60870.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$980,000
Price / Sq Ft$270
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,628
Acres0.47 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address13643 Marsh Harbor Drive N, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size20,473.2 sq ft
Parcel Number1671279445

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Fitness Center, Gated, Golf Course, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony
Lot DescriptionOn Golf Course
Patio / PorchScreened
RoofTile
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 26, 2025
Days on Market12
HOA Fees$790 / Quarterly
HOA FrequencyQuarterly
Tax Amount$16,372.55
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LANDBRIDGE REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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