This home is in Jacksonville.
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Sold·Closed Dec 10, 2025·8 days on market·Recent sales in New Construction — Jacksonville
3023 Oak Street
Jacksonville, FL 32205
About this home
Jacksonville
Built in 1920, this distinguished 4-bedroom, 2.5-bathroom Avondale residence showcases the enduring quality of early twentieth-century architecture, enhanced by refined updates designed for today's living. The wide front porch sets the stage for morning coffee, elegant entertaining, or simply enjoying the neighborhood's charm. Inside, original hardwood floors, abundant natural light, and preserved historic details create a warm and inviting atmosphere. The kitchen is a true chef's space, featuring a Wolf double oven, Monogram gas stove, and an oversized refrigerator and freezer. Ample cabinetry and striking black-and-white tile floors pair beautifully with sunlit views of the side and back yard. The living and dining rooms are joined by original glass pocket doors, offering both elegance and versatility while preserving the home's natural flow. There is plenty of space to arrange the downstairs in a way that works for your lifestyle. A downstairs bedroom with a half bath
Next steps in New Construction — Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1920)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,690 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 18 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 3 mi · Cedar River
Closest kayak & paddleboard launch
Stinson Park Paddlecraft and Dinghy Dockabout 2 mi · Ortega River
Closest youth league fields
Boone Parkabout 0.8 mi · Pickleball, Tennis
Closest grocery store
Publixabout 1 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $7,234/yr
Estimated taxes if purchased at asking price: ~$14,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $340/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1827 Cherry Street, Jacksonville, FL 32205Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $490,000 | $260 | 3/2.5 | 1,886 | 59 | 0.3 |
| 1453 Belvedere Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $655,000 | $311 | 3/2.5 | 2,103 | 60 | 0.3 |
| 2859 Sydney Street, Jacksonville, FL 32205Listed by THE LEGENDS OF REAL ESTATE | Oct 2026 | $337,500 | $152 | 5/3 | 2,216 | 12 | 0.4 |
| 2789 Selma Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $675,000 | $242 | 5/4 | 2,784 | 32 | 0.6 |
| 1326 Hollywood Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLC | Sep 2026 | $550,000 | $308 | 3/2 | 1,786 | 23 | 0.6 |
| 2831 Selma Street, Jacksonville, FL 32205Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $305,000 | $197 | 3/2 | 1,546 | 105 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Sold by: COWFORD REALTY & DESIGN LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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