This home is in Seymore Point, Fernandina Beach — a waterfront home in Nassau County.
Sold·Closed Apr 27, 2026·182 days on market·Recent sales in Seymore Point·Seymore Point
95045 Shurwall Lane
Fernandina Beach, FL 32034
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About this home
Seymore Point
Calling all boating enthusiasts! Custom-built pool home on deepwater with long easterly views and coastal breezes overlooking Alligator Creek, Nassau River, and marshlands stretching to Amelia Island. Gated and fully fenced property is over an acre with sweeping live oaks, palms, citrus trees, and lush landscaping. Designed by renowned architect Michael Stauffer, the home features an open kitchen and vaulted great room, American cherry floors, 4 bedroom split floor plan with spacious primary suite with fireplace, walk-in closets. On the opposite side of the home are two bedrooms with Jack & Jill bath. Enjoy the elevated screened porch, expansive heated pool and spa (added 2024), and a huge garage with storage for all your water toys. Covered boathouse with new roof and floating dock. Whole house generator. Extensive landscape lighting throughout the property. Stunning at night!! Exterior painted this year.
Next steps in Seymore Point
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,599 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $1,712,500 in February 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,719,364 | $1,719,364 | — |
| 2024 | $1,622,008 | $428,758 | — |
| 2023 | $1,721,903 | $663,399 | — |
| 2022 | $1,329,911 | $642,620 | — |
| 2021 | $1,038,528 | $622,447 | — |
| 2020 | $965,515 | $613,163 | — |
Estimated taxes if purchased at asking price: ~$31,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $674/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95021 Raintree Lane, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS JACKSONVILLE | May 2026 | $326,000 | $143 | 4/2 | 2,280 | 23 | 1.6 |
| 95958 Surrey Place, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $440,000 | $193 | 4/2.5 | 2,285 | 9 | 1.9 |
| 95252 Terris Way, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jul 2026 | $420,000 | $189 | 4/2.5 | 2,225 | 128 | 1.9 |
| 96277 Broadmoor Road, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jun 2026 | $439,000 | $182 | 4/3 | 2,407 | 95 | 1.9 |
| 95958 Surrey Place, Fernandina Beach, FL 32034Listed by HERRON REAL ESTATE LLC | Mar 2026 | $425,000 | $186 | 4/2.5 | 2,285 | 44 | 1.9 |
| 95985 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Sep 2026 | $469,000 | $180 | 5/3 | 2,600 | 44 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Seymore Point
Seymore Point is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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