This home is in Old Ponte Vedra, Ponte Vedra Beach — a home near Ponte Vedra High School.
Sold·Closed Sep 3, 2026·48 days on market·Recent sales in Old Ponte Vedra·Old Ponte Vedra
346 Pablo Terrace
Ponte Vedra Beach, FL 32082
5 more homes for sale in Old Ponte Vedra →Search Old Ponte Vedra on the map
About this home
Old Ponte Vedra
Stunning home set on a rare .56-acre private lot in Old Ponte Vedra, this 4BR/4BA residence offers a refined blend of character, scale, and modern efficiency. Nearly 4,000 sq ft unfolds with pecky cypress vaulted ceilings, ultra-wide oak flooring, and original brick accents that anchor the home in timeless, authentic design. The kitchen is both functional and elevated, featuring Thermador appliances, dual dishwashers, and a smartly designed entertaining bar. Indoor living flows seamlessly to a covered lanai, summer kitchen, and pool with spa, surrounded by mature magnolia and oak trees offering exceptional privacy. A separate outdoor pavilion with wood-burning fireplace creates an additional retreat. Solar panels, updated systems, and a Tesla-ready garage enhance efficiency without compromise. A truly distinctive offering in one of Ponte Vedra's most coveted enclaves.
Next steps in Old Ponte Vedra
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1968)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,671,604 | $636,302 | — |
| 2024 | $2,403,709 | $617,662 | — |
| 2023 | $2,136,659 | $598,216 | — |
| 2022 | $1,879,321 | $579,336 | — |
| 2021 | $1,462,454 | $561,006 | — |
| 2020 | $1,333,364 | $552,570 | — |
2025 property taxes (current owner): $9,222/yr
Estimated taxes if purchased at asking price: ~$63,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$4,200,000
- May 4, 2026Listed$4,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $965/sq ft; this home is listed at $1,062/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 35 Jefferson Avenue, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Jun 2026 | $2,600,000 | $688 | 5/4 | 3,779 | 19 | 0.2 |
| 418 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by INI REALTY | Sep 2026 | $5,400,000 | $1,926 | 3/3 | 2,804 | 78 | 0.4 |
| 333 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERRY & CO. REAL ESTATE | Aug 2026 | $9,700,000 | $2,766 | 6/4 | 3,507 | 1 | 0.4 |
| 531 Le Master Drive, Ponte Vedra Beach, FL 32082Listed by THE AGENCY AT PONTE VEDRA | Jun 2026 | $3,400,000 | $965 | 3/4 | 3,525 | 34 | 0.7 |
| 8070 Cypress Hollow Court, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $1,900,000 | $586 | 4/3 | 3,241 | 35 | 0.9 |
| 1242 Salt Creek Island Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $2,995,000 | $687 | 4/4.5 | 4,361 | 14 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Old Ponte Vedra
Old Ponte Vedra is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines