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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings.

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Sold

Sold·Closed Dec 22, 2025·66 days on market·Recent sales in Flagler Estates·Flagler Estates

10695 Gregory Avenue

Hastings, FL 32145

$160,000sold priceListed at $169,000 · 94.7% of asking$150/sqftMLS# 2107746
2
Beds
2
Baths
1,066
Sq Ft
2006
Built
—
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

No HOA1.14 acresManufactured Home1 story

About this home

Flagler Estates

Discover the perfect blend of comfort and privacy with this charming 2-bedroom, 2-bathroom home nestled on 1.14 acres. With 1,066 sq. ft. of living space, this property offers a peaceful retreat surrounded by nature. The home features a durable metal roof, a spacious living room ideal for gatherings, and a designated laundry area for added convenience. Both bedrooms are carpeted for comfort, while the layout ensures functionality and flow throughout. If you've been searching for a home with plenty of space, privacy, and character, this property is ready to welcome you.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$886
Property taxesest. at asking price, St. Johns County$213
Estimated total, before insurance$1,099/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,732/yr · $144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,000
$32,000
Loan Term
Monthly Payment
$886
Principal & Interest: $886
Property taxes (est.): $213
Insurance (est.): $107
Estimated Total Monthly
$1,206
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,586 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,732/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2025Listed$169,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10715 Weatherby Avenue, Hastings, FL 32145Listed by FADER & CO REALTY LLCSep 2026$209,000$1763/21,188691.1
10145 Flikkema Avenue, Hastings, FL 32145Listed by COLDWELL BANKER PREMIER PROPERTIESJun 2026$170,000$1843/29222481.4
4710 Ursula Street, Hastings, FL 32145Listed by MOMENTUM REALTYSep 2025$215,000$1663/21,296552.5
4725 Kathy Street, Hastings, FL 32145Listed by MAXREV, LLCOct 2026$284,900$2163/21,32192.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,000
Price / Sq Ft$159
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,066
Acres1.14 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address10695 Gregory Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0506851752

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofMetal
ConstructionVinyl Siding

Additional Information

Date ListedSeptember 8, 2025
Days on Market66
Tax Amount$1,732.23
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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