This home is in Fernandina Beach.
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Sold·Closed Nov 14, 2025·36 days on market·Recent sales in Amelia Island
2751 W 5th Street B
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Are you ready to Love Where You Live on Amelia Island's coveted North End? Located just two blocks from the Beach, this updated Fernandina Beach townhome offers the perfect balance of comfort, flexibility, and coastal charm. With 2 bedrooms, 2 full bathrooms, and a versatile ground-floor office or optional 3rd bedroom, the home adapts easily to your lifestyle. The open-concept living and dining area flows seamlessly from the modern kitchen, which features updated finishes and generous counter space. A spacious living room with vaulted ceilings adds to the airy atmosphere, while the expansive screened-in all-season room creates the ideal setting for year-round gatherings and relaxing evenings in the ocean breeze. The first floor FULL bathroom allows for expansion of your sleeping space. Upstairs, the primary bedroom opens to a private deck where you'll enjoy peek-a-boo ocean views—the perfect spot for morning coffee as the sun rises. The additional bedroom and 2nd floor FULL BATH
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
East 5th St.about 0.1 mi
Closest park or preserve
Fort Clinch State Parkabout 0.7 mi · 6.1 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 2 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 0.8 mi · Egan's Creek
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:52 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $416/sq ft; this home is listed at $470/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2784 5th Street B, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Aug 2026 | $510,000 | $526 | 2/2 | 970 | 45 | 0 |
| 833 Tarpon Avenue E, Fernandina Beach, FL 32034Listed by STILLWELL REAL ESTATE LLC | Sep 2025 | $350,000 | $374 | 2/1.5 | 936 | 162 | 0 |
| 925 Tarpon Avenue 21, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $430,000 | $374 | 2/2.5 | 1,150 | 130 | 0.2 |
| 631 Tarpon Avenue 6367, Fernandina Beach, FL 32034Listed by SERVICE REALTY, LLC | Jul 2026 | $490,000 | $416 | 2/2 | 1,178 | 14 | 0.2 |
| 1032 N Fletcher Avenue A-2, Fernandina Beach, FL 32034Listed by FLUID REALTY, LLC. | Jun 2026 | $637,700 | $620 | 2/2.5 | 1,028 | 9 | 0.2 |
| 631 Tarpon Avenue 6408, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | May 2025 | $390,000 | $370 | 2/1 | 1,053 | 52 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Sold by: KELLER WILLIAMS SOUTHEASTERN PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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