This home is in Jacksonville.
$160,0003 bd · 2 ba · 1,546 sq ft
Active·62 days on market
8005 Belsay Circle
Jacksonville, FL 32219
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
SHORT SALE!! SHORT SALE!! ! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 3 bedroom 2 bath home
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,553 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 21 mi · 35 parking spaces
Closest park or preserve
Cary State Forestabout 4 mi · 17.7 mi of trails
Closest public boat ramp
Dinsmore Boat Landingabout 2 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launchabout 4 mi · Bethesda Pond
Closest youth league fields
Dinsmore Park and Community Centerabout 2 mi · Baseball, Softball
Closest grocery store
Winn-Dixieabout 4 mi · 5250 Moncrief Road W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $325,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $252,903 | $252,903 | — |
| 2025 | $265,684 | $265,684 | — |
| 2024 | $266,142 | $266,142 | ▲ $7,500 |
| 2023 | $268,796 | $268,796 | ▲ $34,881 |
| 2022 | $35,000 | $35,000 | — |
2024 property taxes (current owner): $4,966/yr
Estimated taxes if purchased at asking price: ~$3,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 16, 2026Price change$160,000−$20,000
- Sep 17, 2026Price change$180,000−$30,000
- Aug 1, 2026Price change$210,000−$27,000
- Apr 1, 2026Listed$237,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $103/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8094 Belsay Circle, Jacksonville, FL 32219Listed by ADAMS HOMES REALTY INC | Nov 2026 | $310,000 | $165 | 4/2 | 1,882 | 46 | 0.1 |
| 8339 Helmsley Boulevard, Jacksonville, FL 32219Listed by ADAMS HOMES REALTY INC | Oct 2026 | $285,000 | $167 | 4/2 | 1,711 | 230 | 0.3 |
| 8381 Helmsley Boulevard, Jacksonville, FL 32219Listed by ADAMS HOMES REALTY INC | Oct 2026 | $285,000 | $167 | 4/2 | 1,711 | 221 | 0.3 |
| 8137 Archibald Terrace, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $305,000 | $203 | 3/2 | 1,500 | 146 | 0.3 |
| 8471 Lilias Circle, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $325,000 | $176 | 4/2 | 1,848 | 52 | 0.4 |
| 8409 Hawkes Meadow, Jacksonville, FL 32219Listed by ROUND TABLE REALTY | Oct 2026 | $353,990 | $177 | 4/2 | 2,003 | 51 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: 7 STAR REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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