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Active·35 days on market

8094 Belsay Circle

Jacksonville, FL 32219

$295,000$157/sqftEst. $1,575/moMLS# 2161396

↓ $20,000 below original listOpen house Sun, Sep 27 · 12:00 pm–4:00 pm

Beds

Baths

1,882

Sq Ft

2022

Built

Garage

Pool

FEMA Zone XHOA $51/mo8,276 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

CLOSEOUT! Move In Ready! Only a Few homes Remaining! Homes in Summerglen offer rare affordability in Jacksonville's Northside with the benefit of no annual CDD fees, saving homeowners approximately $2,600+ per year compared to nearby communities, which can equal about $26,000 over 10 years and nearly $78,000 over 30 years in long-term savings. Final opportunities remain to purchase in this completed new construction community near Jacksonville International Airport and River City Marketplace, offering move-in-ready homes with low-maintenance living and low HOA costs in an established neighborhood setting. This new construction home features 4 bedrooms, 2 bathrooms, and 1,882 sq. ft. with an open-concept layout, split-bedroom design for privacy, a large kitchen with eat-in nook overlooking the family room, and a formal dining area designed for flexible living. Enjoy a covered lanai and private backyard setting with no rear neighbors for added privacy

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,575

Property taxesest. at asking price, Duval County$482

HOAbilled annually$51

Estimated total, before insurance$2,107/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,260/yr · $438/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$295,000

Down Payment: 20%

$59,000

Interest Rate: 7.03%

Loan Term

Monthly Payment

$1,575

Principal & Interest: $1,575

Property taxes (est.): $482

Insurance (est.): $197

Estimated Total Monthly

$2,253

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,337 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:18 AM, sunset 7:18 PM.

The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,260/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 16, 2026Price change$295,000−$20,000
Aug 22, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,000

Price / Sq Ft$157

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,882

Acres0.19 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address8094 Belsay Circle, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionSummerglen

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size8,276.4 sq ft

Parcel Number0028420100

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Connected

Water SourcePublic

ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

FencingVinyl

ConstructionBrick, Vinyl Siding

Additional Information

Date ListedAugust 22, 2026

Days on Market36

HOA Fees$607 / Annually

HOA FrequencyAnnually

Tax Amount$5,259.76

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: ADAMS HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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8094 Belsay Circle

Jacksonville

True monthly cost

Mortgage calculator

Florida Reality Check

South-facing backyard — the year-round light lot

Taxes & assessment

Price & status history

Features

School Information

Community Information

Amenities

Interior

Exterior

Additional Information

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