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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 20, 2025·45 days on market·Recent sales in Jacksonville

1561 Arcadia Drive

Jacksonville, FL 32207

$170,000sold priceListed at $185,000 · 91.9% of asking$162/sqftMLS# 2105910
2
Beds
2
Baths
1,049
Sq Ft
1955
Built
—
Garage
No
Pool
HOA $125/mo1,742 sqft lotTownhouse2 stories

About this home

Jacksonville

This cheerful end-unit patio home blends its original 1980s charm with fresh, modern updates and a vibrant interior! Inside, vaulted wood ceilings and newer patio doors flood the space with natural light, while bold pops of color and stylish décor make each room feel inviting. The living room, anchored by a cozy wood-burning fireplace, opens effortlessly into the heart of the home. The split floor plan includes a spacious primary suite with a unique built-in ladder leading to a loft, which makes for a perfect reading nook or creative hideaway. Step outside to your private screened patio and enjoy a large lawn. Recent upgrades include a 2023 roof, updated flooring, and a refreshed kitchen, making this home move-in ready! A perfect mix of character, comfort, and color, this San Jose home could be yours! HOA fee includes: water/sewer, septic tank maintenance, landscaping of common area, trash pick-up, common area insurance.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Property taxesest. at asking price, Duval County$278
HOAbilled monthly$125
Estimated total, before insurance$1,344/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,406/yr · $117/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$143,895$93,173▲ $21,399
2024$123,184$68,184—
2023$136,836$81,836—
2022$115,841$86,160▲ $25,000
2021$78,328$78,328—
2020$74,094$74,094—

2024 property taxes (current owner): $1,406/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $80/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1559 Arcadia Drive, Jacksonville, FL 32207Listed by NOTSAM INVESTMENTS, LLCJan 2026$175,000$1632/21,074530
1604 Arcadia Drive 108, Jacksonville, FL 32207Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$55,000$482/21,1551020.1
1604 Arcadia Drive 307, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYMay 2026$89,000$772/21,155210.1
1604 Arcadia Drive 110, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY AT THE LAKESMar 2026$68,000$562/21,2151550.1
1604 Arcadia Drive 109, Jacksonville, FL 32007Listed by COLDWELL BANKER ANABASIS REALTYMar 2026$92,850$802/21,155140.1
4975 San Jose Boulevard 103, Jacksonville, FL 32207Listed by SHEEPCO REAL ESTATE GROUPJan 2026$135,000$1342/1.51,005140.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$176
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,049
Acres0.04 acres
Year Built1955
TypeResidential
Sub-TypeTownhouse
StylePatio Home
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1561 Arcadia Drive, Jacksonville, FL 32207
Area012-San Jose
SubdivisionMoss Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,742.4 sq ft
Parcel Number0991990210

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionWood Siding

Additional Information

Date ListedAugust 27, 2025
Days on Market45
HOA Fees$125 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Trash
Tax Amount$1,406
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KST GROUP LLC

Sold by: ALLISON JAMES ESTATES AND HOMES FLORIDA (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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