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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 19, 2026·155 days on market·Recent sales in Jacksonville

1604 Arcadia Drive 110

Jacksonville, FL 32207

$68,000sold priceListed at $84,900 · 80.1% of asking$56/sqftMLS# 2110626
2
Beds
2
Baths
1,215
Sq Ft
1986
Built
—
Garage
No
Pool
HOA $427/mo1,307 sqft lotCondominium1 story

About this home

Jacksonville

LOCATION! LOCATION! LOCATION! Rose Creek sits among 100+ year old oak trees, a nature preserve and backs up to New Rose Creek. Shopping and restaurants are nearby, some within walking distance. This condo is functional but not fancy. Bring all reasonable offers as owner is motivated to sell. **** WATER AND SEWAGE INCLUDED IN THE HOA DUES****This condo features an open, easy-flowing floor plan designed for comfort and convenience. The well-appointed kitchen comes complete with a refrigerator, dishwasher, microwave, and range, and overlooks the spacious living/dining combo—perfect for entertaining. Cozy up by the fireplace on chilly evenings, or step into to your private sitting area with peaceful views of the nature preserve. Association guidelines allow for alternative financing solutions, and experienced local lenders are available to assist qualified buyers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$377
Property taxesest. at asking price, Duval County$111
HOAbilled monthly$427
Estimated total, before insurance$915/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$68,000
$13,600
Loan Term
Monthly Payment
$377
Principal & Interest: $377
Property taxes (est.): $111
Insurance (est.): $45
Estimated Total Monthly
$533
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,500$6,434—
2024$116,000$5,549—
2023$116,000$4,660—
2022$88,000$3,797—
2021$68,000$2,959▲ $3,000
2020$68,000$2,573—

2024 property taxes (current owner): $129/yr

Estimated taxes if purchased at asking price: ~$1,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $71/sq ft; this home is listed at $70/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1604 Arcadia Drive 108, Jacksonville, FL 32207Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$55,000$482/21,1551020
5482 Stanford Road, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATESep 2025$264,000$2132/2.51,2412030.3
6000 San Jose Boulevard 7-D, Jacksonville, FL 32217Listed by WATSON REALTY CORPJun 2026$310,000$2652/21,169170.5
3865 Campenero Court 1, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICESSep 2026$65,000$572/21,1453731.8
3857 Mission Drive 3, Jacksonville, FL 32217Listed by EXIT 1 STOP REALTYAug 2026$50,000$353/21,430551.8
3857 Mission Drive 1, Jacksonville, FL 32217Listed by EAGLES WORLD REALTY, INCJul 2026$101,000$713/21,4305651.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$84,900
Price / Sq Ft$70
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,215
Acres0.03 acres
Year Built1986
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1604 Arcadia Drive 110, Jacksonville, FL 32207
Area012-San Jose
SubdivisionRose Creek Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,306.8 sq ft
Parcel Number0991990520
ZoningCondominium

Amenities

AmenitiesPool
UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingAssigned

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsThree Or More
LaundryElectric Dryer Hookup

Exterior

Other StructuresTennis Court(s)

Additional Information

Date ListedDecember 23, 2025
Days on Market155
HOA Fees$427 / Monthly
HOA FrequencyMonthly
HOA NameRose Creek Condominiums
HOA Fee IncludesSewer, Trash, Water
Tax Amount$128.53
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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