This home is in Paloma, St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Dec 8, 2025·58 days on market·Recent sales in Paloma·Paloma
429 Cabernet Place
St. Augustine, FL 32084
5 more homes for sale in Paloma →Search Paloma on the map
About this home
Paloma
AMAZING BUYER INCENTIVE!!! 3 MONTHS HOA FEES!!!! Discover the perfect mix of style, comfort, and convenience in this beautifully updated 3-bedroom, 2.5-bath townhome in the Paloma community. With 1,548 square feet of living space, this home features an open-concept main floor where natural light fills the area. The kitchen, fully renovated in 2024 with brand-new stainless steel appliances, serves as the heart of the home—ideal for cooking and entertaining. Step through sliding glass doors to your back yard and take in serene lake views. Upstairs, the primary suite offers peaceful lake views and a private bath, while two guest bedrooms share a convenient Jack-and-Jill layout. Recent upgrades include a new roof (2024), water heater (2023), and HVAC (2021), giving you peace of mind for years to come. Enjoy community amenities like a pool and playground, plus easy access to dining, shopping, and coffee spots nearby.
Next steps in Paloma
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,061/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 19, 2025Listed$257,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $166/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 405 Cabernet Place, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Jul 2026 | $235,000 | $153 | 3/2.5 | 1,536 | 59 | 0 |
| 109 Merlot Way, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $175,000 | $145 | 2/2.5 | 1,204 | 100 | 0.1 |
| 237 Syrah Way, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $173,000 | $150 | 2/2.5 | 1,155 | 22 | 0.1 |
| 211 Crete Court, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $270,000 | $166 | 3/2.5 | 1,623 | 23 | 0.1 |
| 652 Drake Bay Terrace, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $190,000 | $134 | 3/2.5 | 1,415 | 120 | 0.1 |
| 611 Drake Bay Terrace, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATE | Jan 2026 | $165,000 | $116 | 3/2.5 | 1,424 | 214 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Paloma
Paloma is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Paloma homes for sale →Keep looking
More homes in Paloma
For Sale105 Merlot WaySt. Augustine, FL 32084
3 bd · 2.5 ba · 1,536 sq ft
$289,000Est. $1,538/moBeautifully updated and designed for low-maintenance living, this spacious end-unit townhome offers 1,536 square feet…
Listing Office: mark spain real estate
For Sale613 Drake Bay TerraceSt. Augustine, FL 32084
3 bd · 2.5 ba · 1,424 sq ft
$214,000Est. $1,139/moThis just- like-New townhouse, has completely NEW kitchen, New tile flooring, New Paint job and it's Turn Key move in…
Listing Office: florida homes realty & mtg llc
For Sale438 Cabernet PlaceSt. Augustine, FL 32084
3 bd · 2.5 ba · 1,424 sq ft
$190,000Est. $1,011/moWelcome to this 3-bedroom, 2.5-bath townhouse in the desirable Paloma. Built in 2007, this two-story home offers 1,424…
Listing Office: watson realty corp
For Sale499 Cabernet PlaceSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,204 sq ft
$189,900Est. $1,011/moWell kept 2 bedroom ensuites plus 1/2 bath townhouse with pond view. Easy access to I-95 and to downtown St. Augustine.…
Listing Office: memory hopkins real estate
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines