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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·382 days on market

1592 Le Baron Avenue

Jacksonville, FL 32207

$349,900$240/sqftEst. $1,799/moMLS# 2103696
2
Beds
2
Baths
1,456
Sq Ft
1982
Built
Garage
No
Pool

About this home

Jacksonville

Breathtaking views from every angle! This remodeled top-floor penthouse offers stunning downtown views from the east balcony and sunsets over the St. Johns River from the west. The open floor plan features wood floors, updated bathrooms, and a modern kitchen with new cabinets, quartz countertops, and stainless steel appliances. Both bedrooms include en-suite baths, plus there's a convenient half-bath for guests. Le Baron is a secure, gated riverfront community with low HOA fees, key-access parking, and amenities including a rooftop patio and solarium for taking in Jacksonville's skyline and waterfront views. Perfectly located near Historic San Marco, Riverside, and Downtown, this low-maintenance condo blends style, comfort, and convenience

Cost to own

Mortgage calculator

$349,900
$69,980
Loan Term
Monthly Payment
$1,799
Principal & Interest: $1,799
Property taxes (est.): $571
Insurance (est.): $233
Estimated Total Monthly
$2,603
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,799
Property taxesest. at asking price, Duval County$571
HOAbilled monthly$810
Estimated total, before insurance$3,180/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$996/yr · $83/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$289,500$47,396
2024$305,500$45,212
2023$308,500$42,294
2022$259,500$43,961
2021$211,000$41,210
2020$211,000$40,444

2024 property taxes (current owner): $996/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Price change$349,900$17,600
  • Aug 13, 2025Listed$367,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,900
Price / Sq Ft$240
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,456
Year Built1982
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1592 Le Baron Avenue, Jacksonville, FL 32207
Area011-San Marco
SubdivisionLe Baron
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0806203082
ZoningCondominium

Amenities

AmenitiesClubhouse, Management - Off Site, Sauna
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, Guest, Off Street, Parking Lot, Unassigned
ViewCity, River, Water
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecurityFire Alarm, Fire Sprinkler System, Key Card Entry, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
ConstructionBrick, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2025
Days on Market365
HOA Fees$809.93 / Monthly
HOA FrequencyMonthly
HOA NameLe Baron Condominium Association
HOA Fee IncludesMaintenance Structure, Trash, Water
Tax Amount$995.62
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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