This home is in Jacksonville.

1 / 56

Active

Active·493 days on market

1520 Le Baron Avenue 1520

Jacksonville, FL 32207

$385,000$262/sqftEst. $2,049/moMLS# 2074954

Beds

Baths

1,469

Sq Ft

1982

Built

—

Garage

Pool

About this home

Jacksonville

DIRECT WATERFRONT IN SAN MARCO. Welcome to your dream home at the prestigious Le Baron Condominium, where breathtaking panoramic views of the St. Johns River create the perfect backdrop for luxurious waterfront living. This beautifully updated two-bedroom, two-bathroom condo offers a blend of modern elegance, privacy, and convenience in one of Jacksonville's most sought-after locations. As a second-floor end unit, this home provides exceptional privacy and uninterrupted views of the river. Inside, seamless vinyl plank flooring and premium designer lighting add warmth and sophistication throughout. The gourmet kitchen is a chef's delight, featuring sleek glass countertops, a striking wall-to-wall backsplash, an induction oven, and a dual stainless refrigerator and freezer setup with a prep station. Under-cabinet toe lighting adds a modern touch while enhancing nighttime visibility. The kitchen is fully furnished, and the condo may be sold turn-key for effortless move-in

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,957

Principal & Interest: $1,957

Est. Taxes & Insurance: $489

Estimated Total Monthly

$2,446

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, Duval County$629

HOAbilled monthly$735

Estimated total, before insurance$3,413/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$308,000	$308,000	—
2024	$308,000	$283,503	—
2023	$311,000	$257,730	—
2022	$262,000	$234,300	—
2021	$213,000	$213,000	—
2020	$213,000	$213,000	—

2024 property taxes (current owner): $5,249/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History