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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·586 days on market

1520 Le Baron Avenue 1520

Jacksonville, FL 32207

$350,000$238/sqftEst. $1,939/mo mortgageMLS# 2074954
↓ $35,000 below original list
2
Beds
2
Baths
1,469
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone AEHOA $735/moWaterfrontCondominium1 story

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About this home

Jacksonville

DIRECT WATERFRONT IN SAN MARCO. Welcome to your dream home at the prestigious Le Baron Condominium, where breathtaking panoramic views of the St. Johns River create the perfect backdrop for luxurious waterfront living. This beautifully updated two-bedroom, two-bathroom condo offers a blend of modern elegance, privacy, and convenience in one of Jacksonville's most sought-after locations. As a second-floor end unit, this home provides exceptional privacy and uninterrupted views of the river. Inside, seamless vinyl plank flooring and premium designer lighting add warmth and sophistication throughout. The gourmet kitchen is a chef's delight, featuring sleek glass countertops, a striking wall-to-wall backsplash, an induction oven, and a dual stainless refrigerator and freezer setup with a prep station. Under-cabinet toe lighting adds a modern touch while enhancing nighttime visibility. The kitchen is fully furnished, and the condo may be sold turn-key for effortless move-in

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled monthly$735
Estimated total, before insurance$3,246/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,249/yr · $437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$308,000$308,000—
2024$308,000$283,503—
2023$311,000$257,730—
2022$262,000$234,300—
2021$213,000$213,000—
2020$213,000$213,000—

2024 property taxes (current owner): $5,249/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 18, 2026Price change$350,000−$35,000
  • Mar 11, 2025Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1533 Le Baron Avenue 1533, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATEJul 2026$300,000$2252/21,3322960
1478 Riverplace Boulevard 1107, Jacksonville, FL 32207Listed by DOGWOOD REALTYAug 2026$324,000$2442/21,32990.7
1478 Riverplace Boulevard 507, Jacksonville, FL 32207Listed by WARREN & COMPANYJun 2026$345,000$2602/21,32970.7
1478 Riverplace Boulevard 1801, Jacksonville, FL 32207Listed by LANDCO PROPERTIES, INC.May 2026$285,000$2491/11,143530.7
1625 Bridgeton Drive, Jacksonville, FL 32207Listed by VYBE HOME LLCOct 2026$735,000$3993/3.51,84400.8
1431 Riverplace Boulevard 1710, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$835,000$4453/21,878950.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$238
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,469
Year Built1982
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryHendricks Avenue, reported on 2 other Le Baron listings
MiddleAlfred Dupont, reported on 2 other Le Baron listings
HighTerry Parker, reported on 2 other Le Baron listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1520 Le Baron Avenue 1520, Jacksonville, FL 32207
Area011-San Marco
SubdivisionLe Baron
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0806203002
ZoningCondominium

Amenities

AmenitiesElevator(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Underground
ViewRiver
Waterfront TypeRiver Front

Interior

AppliancesOther, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
SecuritySecured Lobby

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMarch 11, 2025
Days on Market549
HOA Fees$735.47 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesTrash, Water
Tax Amount$5,249.49
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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