This home is in Middlebourne, St. Johns — a home near Creekside High School.
Sold·Closed Jun 30, 2026·295 days on market·Recent sales in Middlebourne·Middlebourne
305 Navigators Road
St. Johns, FL 32259
19 more homes for sale in Middlebourne →Search Middlebourne on the map
About this home
Middlebourne
Introducing the Palos Verdes floor plan, a thoughtfully crafted home that beautifully balances style, functionality, and a seamless indoor-outdoor connection. As you enter through the grand foyer, you're greeted by a two-story ceiling that creates an immediate sense of space and elegance. To your right, a private study awaits—perfect for a home office, library, or creative workspace. Just beyond, the expansive living room invites you to unwind or entertain in style, with its open design flowing effortlessly into the gourmet kitchen and dining area. The kitchen, a chef's dream, boasts ample counter space, a large center island, and all the amenities needed to make meal preparation and hosting an absolute pleasure. The master suite, tucked away on the main floor, offers a quiet retreat with its own walk-in closet and luxurious master bath. The spa-inspired bath includes dual vanities, a large soaking tub, and a separate walk-in shower, providing the perfect setting to unwind.
Next steps in Middlebourne
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $8,660,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $150,000 | $150,000 | — |
| 2024 | $145,000 | $145,000 | — |
| 2023 | $150,000 | $150,000 | — |
Estimated taxes if purchased at asking price: ~$13,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $280/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC. | Sep 2026 | $1,019,630 | $317 | 4/3.5 | 3,213 | 0 | 0.1 |
| 201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $515,000 | $218 | 4/3 | 2,361 | 61 | 0.7 |
| 275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $775,000 | $239 | 4/3 | 3,244 | 102 | 1.1 |
| 35 Spey Bay Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $540,000 | $217 | 4/4 | 2,489 | 36 | 1.2 |
| 246 Willow Winds Parkway, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $535,000 | $217 | 4/2 | 2,468 | 6 | 1.2 |
| 709 Kings College Drive, St. Johns, FL 32259Listed by MOMENTUM REALTY | Aug 2026 | $535,000 | $227 | 4/3 | 2,354 | 4 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Middlebourne
Middlebourne is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Middlebourne homes for sale →Keep looking
More homes in Middlebourne
For Sale179 Navigators RoadSt. Johns, FL 32259
5 bd · 4.5 ba · 3,526 sq ft
$849,000Est. $4,519/moLike-New Luxury Living - Built 2024 Step into this spacious two-story beauty through a stunning covered entry and…
Listing Office: herron real estate llc
Pending186 Junction AvenueSt. Johns, FL 32259
5 bd · 4.5 ba · 3,577 sq ft
$846,596Est. $4,506/moLive large in the Brooklyn! 4 bedrooms, 3.5 baths, 3-car garage, and 3,000+ sq ft of open, light-filled living. Gourmet…
Listing Office: ici select realty, inc.
For Sale103 Junction AvenueSt. Johns, FL 32259
4 bd · 3.5 ba · 3,196 sq ft
$939,583Est. $5,001/moThe Palos Verdes blends style and function: two-story foyer, private study, open living with gourmet kitchen,…
Listing Office: ici select realty, inc.
Pending280 Junction AvenueSt. Johns, FL 32259
4 bd · 3.5 ba · 3,237 sq ft
$832,780Est. $4,432/moLive large in the Brooklyn! 4 bedrooms, 3.5 baths, 3-car garage, and 3,000+ sq ft of open, light-filled living. Gourmet…
Listing Office: ici select realty, inc.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines