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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Jul 1, 2026·239 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

240 Pelton Place

St. Johns, FL 32259

$494,000sold priceListed at $494,000 · 100% of asking$258/sqftMLS# 2103267
2
Beds
2
Baths
1,917
Sq Ft
2025
Built
2
Garage
No
Pool

32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $211/mo8,712 sqft lotSingle Family Residence1 storyNew construction

About this home

Watersong At Rivertown

LOT 236 - Stylish and functional, the Pier floorplan features open-concept living with thoughtful upgrades throughout. A private study replaces the flex room, offering a quiet retreat off the foyer. The spacious family room is filled with natural light from large windows and a 12' sliding glass door, seamlessly connecting indoor and outdoor living. The kitchen includes an island and breakfast bar, flowing into the dining area—ideal for entertaining. The generous owner's suite offers a large walk-in closet and luxurious spa shower, completing this comfortable two-bedroom, two-bath home. Located in WATERSONG, a gated 55+ neighborhood in RiverTown, residents enjoy parks with lake and preserve views, trails, and access to the natural beauty of the St. Johns River. Resort-style amenities support an active, social lifestyle with fitness classes, food truck Fridays, wine nights, trivia, bunco, nature walks, and more. There's always something fun and engaging to enjoy every day.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,736
Property taxesest. at asking price, St. Johns County$657
HOAbilled monthly$211
Estimated total, before insurance$3,605/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,793/yr · $316/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$494,000
$98,800
Loan Term
Monthly Payment
$2,736
Principal & Interest: $2,736
Property taxes (est.): $657
Insurance (est.): $329
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,000$100,000—
2024$100,000$93,500—
2023$85,000$85,000—

2024 property taxes (current owner): $3,793/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $258/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
206 Pelton Place, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJul 2026$585,500$2652/2.52,2102470
84 Pigeon Cove, St. Johns, FL 32259Listed by EXP REALTY LLCOct 2026$472,000$2522/21,876950.1
383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$457,000$2442/21,876600.2
351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLCAug 2026$450,000$2402/21,876800.2
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.3
244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$420,000$2663/21,5761490.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$494,000
Price / Sq Ft$258
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,917
Acres0.20 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
New ConstructionYes
Direction FacesSoutheast

Community Information

Address240 Pelton Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number0007242360

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedMay 19, 2026
Days on Market239
HOA Fees$211 / Monthly
HOA FrequencyMonthly
Tax Amount$3,792.62
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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