This home is in Watersong At Rivertown, St. Johns — a gated community home in St. Johns County.
Sold·Closed Oct 1, 2026·95 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown
84 Pigeon Cove
St. Johns, FL 32259
37 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map
About this home
Watersong At Rivertown
Welcome to 84 Pigeon Cove, where everyday living feels like a retreat in the gated 55+ community of WaterSong at RiverTown. Built in 2024, this beautifully designed Terrace Model blends modern elegance with effortless comfort, offering 2 bedrooms, 2 baths, a private office with French doors, and thoughtfully curated upgrades throughout. From the moment you arrive, the home's inviting curb appeal sets the tone with upgraded landscaping, a paver-covered front porch, and charming farmhouse-style pendant lighting that creates a warm and welcoming first impression. Inside, the light-filled open floor plan invites connection and relaxation with wood-look tile flooring, designer lighting, and a stunning great room that flows effortlessly through stacking sliding glass doors to an expansive screened lanai, creating the seamless indoor-outdoor lifestyle perfect for entertaining family and friends year-round. At the heart of the home, the chef's kitchen shines with white quartz countertops, a
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,630 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $500,000 in March 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $434,008 | $383,286 | — |
| 2024 | $100,000 | $93,500 | — |
| 2023 | $85,000 | $85,000 | — |
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Closed$488,000
- Sep 1, 2026Active Under Contract$488,000
- May 29, 2026Listed$488,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $260/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 206 Pelton Place, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jul 2026 | $585,500 | $265 | 2/2.5 | 2,210 | 247 | 0.2 |
| 383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $457,000 | $244 | 2/2 | 1,876 | 60 | 0.3 |
| 351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLC | Aug 2026 | $450,000 | $240 | 2/2 | 1,876 | 80 | 0.3 |
| 280 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLC | Jul 2026 | $518,000 | $270 | 2/2 | 1,920 | 25 | 0.3 |
| 97 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLC | Jul 2026 | $455,000 | $251 | 2/2 | 1,811 | 7 | 0.3 |
| 186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLC | Sep 2026 | $480,000 | $256 | 2/2 | 1,876 | 24 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Watersong At Rivertown
Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.
View all Watersong At Rivertown homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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