This home is in Jacksonville.

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Pending

Pending·355 days on market

4480 Deerwood Lake Parkway 422

Jacksonville, FL 32216

$295,000$148/sqftEst. $1,570/moMLS# 2100746

Beds

Baths

2,000

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

Motivated Seller! Welcome to this beautifully updated 3 bedroom 2.5 bath condo featuring an open floor plan and approximately 2,000 square feet of comfortable living space. Located off Southside Blvd. in a gated community close to everything-shopping, dining, schools, movie theater, and major roadways. Step out onto your covered, screened in balcony perfect for relaxing. Inside, you'll find plenty of space for gatherings with an open layout and split- bedroom design that keeps the primary suite private from the other two bedrooms. The spacious primary features a double vanity sink, an oversized walk in shower, and a large walk in closet. Recent upgrades, including: New AC, New Water Softener, New wood flooring throughout the living room, hallway and bedrooms, New toilets, Fresh interior Paint, new washer and dryer, new dishwasher, new front door lock and hardware. You'll also have your own private 1 car garage. Community amenities include: fitness center, clubhouse with kitchen, pool w

Cost to own

Mortgage calculator

Home Price

$295,000

Down Payment: 20%

$59,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,499

Principal & Interest: $1,499

Est. Taxes & Insurance: $375

Estimated Total Monthly

$1,874

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,570

Property taxesest. at asking price, Duval County$482

HOAbilled monthly$687

Estimated total, before insurance$2,739/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $320,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$293,500	$293,500	—
2024	$293,500	$293,500	▲ $13,500
2023	$280,000	$280,000	—
2022	$251,500	$251,500	—
2021	$200,000	$119,722	—
2020	$210,000	$117,379	—

2024 property taxes (current owner): $5,273/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Pending$295,000
Jul 27, 2025Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,000

Price / Sq Ft$148

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,000

Acres0.01 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address4480 Deerwood Lake Parkway 422, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionDeerwood Place

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Lot Size435.6 sq ft

Parcel Number1546530414

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Gated, Management - Full Time, Trash

UtilitiesCable Available, Electricity Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Garage, Garage Door Opener, Gated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories2

LaundryIn Unit

SecurityEntry Phone/Intercom, Fire Sprinkler System, Key Card Entry, Secured Lobby, Security Gate, Smoke Detector(s)

Spa FeaturesCommunity