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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Dec 16, 2025·131 days on market·Recent sales in Atlantic Beach

2133 Seminole Road 4

Atlantic Beach, FL 32233

$610,000sold priceListed at $629,000 · 97% of asking$370/sqftMLS# 2098987
3
Beds
2.5
Baths
1,650
Sq Ft
1989
Built
1
Garage
No
Pool
HOA $250/mo3,920 sqft lotTownhouse3 stories

About this home

Atlantic Beach

Walk to the beach from this well-maintained townhome in desirable Atlantic Beach! Exceptional 360 views of the AB tree canopy and ocean await you from your own private rooftop deck, making this home truly one of a kind! RECENT IMPROVEMENTS include a new HVAC system (2025), new windows (2025), water heater (2024), and all exterior decks and porches have been freshly stained. Versatile layout has one bedroom with full bath on the first floor which could be used as a primary suite, office, or great for visiting guests. The second floor features a light and bright kitchen with ample natural light from the new windows, guest half bath, and cozy living room accented with fireplace. Glass sliders lead out to the second-floor deck area where you'll feel like you're in the trees and in your own private sanctuary. Upstairs on the third floor, you'll find 2 spacious bedrooms with vaulted ceilings, full bath, and access to the rooftop deck! Buyer to verify square foot.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,352
Property taxesest. at asking price, Duval County$996
HOAbilled quarterly$250
Estimated total, before insurance$4,598/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,873/yr · $739/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,873/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $381/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2277 Seminole Road D, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$660,000$5503/31,20020.2
2009 Seminole Road 2009, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCMay 2026$700,000$4113/2.51,704200.2
2277 Seminole Road O, Atlantic Beach, FL 32233Listed by PLANET REALTY AND MANAGEMENT LLCApr 2026$685,000$5783/2.51,185520.2
1913 Seminole Road, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCSep 2026$725,000$3644/2.51,99350.4
1810 Sevilla Boulevard 311, Atlantic Beach, FL 32233Listed by TU FAMILIA REAL ESTATEApr 2026$459,000$2942/21,560430.5
1820 Sevilla Boulevard 205, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$485,000$3742/21,2961710.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,000
Price / Sq Ft$381
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,650
Acres0.09 acres
Year Built1989
TypeResidential
Sub-TypeTownhouse
StyleOther
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2133 Seminole Road 4, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionNorth Atlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size3,920.4 sq ft
Parcel Number1695150415

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories3
LevelsThree Or More
Window FeaturesSkylight(s)

Exterior

Patio / PorchDeck
RoofShingle

Additional Information

Date ListedJuly 17, 2025
Days on Market131
HOA Fees$750 / Quarterly
HOA FrequencyQuarterly
HOA NameSeminole by th Sea
Tax Amount$8,873.22
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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