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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed May 1, 2026·20 days on market·Recent sales in Atlantic Beach

2009 Seminole Road 2009

Atlantic Beach, FL 32233

$700,000sold priceListed at $725,000 · 96.6% of asking$411/sqftMLS# 2133651
3
Beds
2.5
Baths
1,704
Sq Ft
1984
Built
1
Garage
No
Pool
HOA $650/mo1,307 sqft lotCondominium3 stories

About this home

Atlantic Beach

Live the ultimate coastal lifestyle in this completely renovated condo just steps from the pristine shoreline of Atlantic Beach. Perfectly positioned near the ocean with a deeded easement to Beach Avenue, this stunning 3br residence offers the ideal blend of modern luxury and relaxed beachside living. The bathrooms showcase beautiful tile work, upgraded vanities, and premium fixtures, while the spacious bedrooms provide a serene retreat with ample closet space. Every inch of this home has been thoughtfully updated with high-end finishes and designer touches. This corner condo is filled with natural light and features a beautifully remodeled kitchen with sleek cabinetry, gorgeous countertops, and stainless steel appliances. The living and dining areas are perfect for entertaining and flow seamlessly, creating an inviting space to gather after a day at the beach. Roof 2024, Hot Water Heater 2024, Water Softener 2024, Decks painted 2024, Two Large HVAC units 2025, Mini Spit HVAC 2025.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,877
Property taxesest. at asking price, Duval County$1,143
HOAbilled monthly$650
Estimated total, before insurance$5,670/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,177/yr · $431/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$700,000
$140,000
Loan Term
Monthly Payment
$3,877
Principal & Interest: $3,877
Property taxes (est.): $1,143
Insurance (est.): $467
Estimated Total Monthly
$5,487
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,177/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 18, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $459/sq ft; this home is listed at $425/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2049 Seminole Road, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPOct 2025$720,000$4593/2.51,5691030.1
1913 Seminole Road, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCSep 2026$725,000$3644/2.51,99350.2
2277 Seminole Road D, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$660,000$5503/31,20020.4
1741 Seminole Road, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYFeb 2026$613,000$3483/2.51,7631420.4
1820 Sevilla Boulevard 205, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$485,000$3742/21,2961710.5
10 10th Street 9B, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,350,000$8163/21,65431.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$725,000
Price / Sq Ft$425
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,704
Acres0.03 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address2009 Seminole Road 2009, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSeminole Dunes
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size1,306.8 sq ft
Parcel Number1697230020

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Guest, Parking Lot

Interior

AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Water Heater, Gas Cooktop, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories3

Additional Information

Date ListedApril 18, 2026
Days on Market20
HOA Fees$650 / Monthly
HOA FrequencyMonthly
Tax Amount$5,176.79
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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