This home is in Atlantic Beach.
Sold·Closed Sep 4, 2026·5 days on market·Recent sales in Atlantic Beach
1913 Seminole Road
Atlantic Beach, FL 32233
About this home
Atlantic Beach
From the moment you step inside this desirable Atlantic Beach townhome, you will appreciate the unique split-level design. Offering nearly 2,000 square feet of conditioned living space, the layout creates a highly comfortable and functional living experience with fewer stairs between floors and enhanced privacy throughout. The first-floor side entrance opens into an oversized laundry room, a convenient storage closet, and a spacious two-car garage. Just four steps up, you enter the main living level, which features a soaring vaulted family room ceiling, a dedicated dining space, and a half-bathroom. The large kitchen is beautifully appointed with granite countertops and plenty of cabinetry. This main level also seamlessly extends your living space outdoors, offering both an open deck and a relaxing screened porch. Continuing just five steps up, you will find two nicely sized guest bedrooms and a full bathroom. Another short flight of six steps leads to the private, oversized primary
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,974/yr
Estimated taxes if purchased at asking price: ~$14,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 7, 2026Closed$749,000
- Aug 14, 2026Active Under Contract$749,000
- Aug 8, 2026Active$749,000
- Aug 7, 2026Listed$749,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $411/sq ft; this home is listed at $376/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2009 Seminole Road 2009, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC | May 2026 | $700,000 | $411 | 3/2.5 | 1,704 | 20 | 0.2 |
| 1741 Seminole Road, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Feb 2026 | $613,000 | $348 | 3/2.5 | 1,763 | 142 | 0.2 |
| 2049 Seminole Road, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Oct 2025 | $720,000 | $459 | 3/2.5 | 1,569 | 103 | 0.3 |
| 10 10th Street 9B, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $1,350,000 | $816 | 3/2 | 1,654 | 3 | 0.9 |
| 444 Osprey Key, Atlantic Beach, FL 32233Listed by ROUND TABLE REALTY | Jun 2026 | $725,000 | $390 | 3/3.5 | 1,858 | 2 | 1 |
| 522 Selva Lakes Circle, Atlantic Beach, FL 32233Listed by FLUID REALTY, LLC. | Jun 2026 | $595,000 | $363 | 3/2.5 | 1,638 | 1 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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