This home is in Atlantic Beach.
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Sold·Closed Apr 2, 2026·52 days on market·Recent sales in Atlantic Beach
2277 Seminole Road O
Atlantic Beach, FL 32233
About this home
Atlantic Beach
OPEN HOUSE HAS BEEN CANCELED BECAUSE THE HOME HAS GONE UNDER CONTRACT. This Unique, rustic and cozy beach bungalow, located in Sea Gardens, is nestled in quaint Atlantic Beach, and was designed by William Morgan. This 3-story home offers tons of natural light with views of mature trees and the surrounding beach area. The large primary suite offers an enormous closet and dressing area that will support miles of closet space. The 3rd floor has a bonus and open loft area with the 4th room that can be a office, den, library, or music room. Enjoy your evenings on the authentic and private back patio or a short walk to the Sea Gardens private beach access and community deck to enjoy views the Atlantic Ocean or a relaxing walk on the beach. Low HOA fee includes water, sewer, and sanitation. This home is vacant and easy to show.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
20th Stabout 0.3 mi · 4 parking spaces
Closest park or preserve
Kathryn Abbey Hanna Parkabout 1 mi · 12.7 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 2 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Centerabout 2 mi · Football, Soccer
Closest grocery store
Publixabout 2 mi · 580 Atlantic Blvd, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $543,730 | $543,730 | — |
| 2024 | $536,301 | $495,974 | — |
| 2023 | $450,886 | $450,886 | — |
| 2022 | $422,916 | $422,916 | — |
| 2021 | $299,022 | $299,022 | — |
| 2020 | $303,704 | $303,704 | — |
2025 property taxes (current owner): $9,352/yr
Estimated taxes if purchased at asking price: ~$13,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $334/sq ft; this home is listed at $590/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2277 Seminole Road D, Atlantic Beach, FL 32233Listed by NON MLS (realMLS) | Aug 2026 | $660,000 | $550 | 3/3 | 1,200 | 2 | 0 |
| 1810 Sevilla Boulevard W 307, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $288,500 | $334 | 1/1 | 864 | 314 | 0.7 |
| 1820 Sevilla Boulevard 205, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $485,000 | $374 | 2/2 | 1,296 | 171 | 0.7 |
| 1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INC | Aug 2026 | $137,000 | $132 | 2/2 | 1,035 | 47 | 0.8 |
| 1501 Challenger Court W, Jacksonville, FL 32233Listed by RE/MAX UNLIMITED | Jul 2026 | $149,000 | $172 | 2/2 | 864 | 12 | 0.8 |
| 2102 Challenger Court E 2102, Atlantic Beach, FL 32233Listed by CHAD AND SANDY REAL ESTATE GROUP | Apr 2026 | $179,900 | $174 | 2/2 | 1,035 | 13 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PLANET REALTY AND MANAGEMENT LLC
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Apr 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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