Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Alcazar Gardens, St. Augustine — a home near St. Augustine High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 23, 2025·145 days on market·Recent sales in Alcazar Gardens·Alcazar Gardens

3520 Begonia Street

St. Augustine, FL 32084

$275,000sold priceListed at $275,000 · 100% of asking$229/sqftMLS# 2098320
3
Beds
2
Baths
1,200
Sq Ft
2025
Built
—
Garage
No
Pool

3 more homes for sale in Alcazar Gardens →Search Alcazar Gardens on the map

No HOA6,534 sqft lotSingle Family Residence1 storyNew construction

About this home

Alcazar Gardens

This brand-new construction home built by TBL Construction is ready to be yours! This 3 Bedroom/2 full bath house offers 9-foot ceilings, quartz counter tops, white shaker cabinets in bathrooms and kitchen, vinyl wide plank flooring throughout and stainless-steel appliances. A perfect home to live in or investment opportunity. This home features a builder's warranty, a wood fenced in back yard. Come see this beautiful house that will not last long at a perfect price point!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,511
Property taxesest. at asking price, St. Johns County$366
Estimated total, before insurance$1,877/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$667/yr · $56/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,162 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $667/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3516 Evernia Street, St. Augustine, FL 32084Listed by REAL BROKER LLCOct 2026$320,000$3233/2992110.1
3500 Atcheson Street, St. Augustine, FL 32084Listed by STA REALTYMay 2026$279,000$1873/21,4931560.1
94 Red House Circle, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYMay 2026$213,000$1922/2.51,109740.4
2948 Bradford Street, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$305,000$2573/21,18810.8
2848 N Third Street, St. Augustine, FL 32084Listed by REAL BROKER LLCAug 2026$255,000$1993/21,28051
4569 Second Avenue, St. Augustine, FL 32095Listed by ENDLESS SUMMER REALTYOct 2026$285,000$2443/21,170411.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$229
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,200
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address3520 Begonia Street, St. Augustine, FL 32084
Area307-World Golf Village Area-SE
SubdivisionAlcazar Gardens
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,534 sq ft
Parcel Number0831900050
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Porch, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFrame, Vinyl Siding

Additional Information

Date ListedJuly 12, 2025
Days on Market145
Tax Amount$667.46
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: EXP REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Alcazar Gardens

Alcazar Gardens is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Alcazar Gardens homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines