This home is in St. Augustine.
Sold·Closed Oct 9, 2026·41 days on market·Recent sales in St. Augustine
4569 Second Avenue
St. Augustine, FL 32095
About this home
St. Augustine
Built in 2019 and located just 3 miles from Historic Downtown St. Augustine, this move-in-ready 3-bedroom, 2-bath home offers nice finishes, a spacious backyard, and the added benefit of no HOA or CDD fees. Inside, the open floor plan creates a bright and comfortable living space with luxury vinyl plank flooring throughout. The kitchen features white cabinetry, granite countertops, and a subway tile backsplash while both bathrooms continue the clean, modern look with granite finishes. Fresh interior paint gives the home an updated feel, and it is being offered partially furnished. Outside, a spacious driveway provides plenty of off-street parking while the large, fully fenced backyard offers room to enjoy the outdoors.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,815 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,756/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Closed$289,000
- Oct 7, 2026Pending$289,000
- Sep 15, 2026Active Under Contract$289,000
- Aug 27, 2026Listed$289,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 236 Jackson Boulevard, St. Augustine, FL 32095Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $308,000 | $248 | 3/2 | 1,244 | 60 | 0.2 |
| 217 North Boulevard, St. Augustine, FL 32095Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $307,500 | $247 | 3/2 | 1,244 | 25 | 0.2 |
| 232 Jackson Boulevard, St. Augustine, FL 32095Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $307,500 | $247 | 3/2 | 1,244 | 15 | 0.2 |
| 4705 Avenue B, St. Augustine, FL 32095Listed by MAXREV, LLC | Jun 2026 | $310,000 | $272 | 3/2 | 1,141 | 66 | 0.4 |
| 2948 Bradford Street, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $305,000 | $257 | 3/2 | 1,188 | 1 | 1.8 |
| 501 Twenty-First Street, St. Augustine, FL 32084Listed by MAXREV, LLC | Jul 2026 | $520,000 | $419 | 3/2 | 1,240 | 54 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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