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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 10, 2026·307 days on market·Recent sales in St. Augustine

410 Villa San Marco Drive 203

St. Augustine, FL 32086

$165,000sold priceListed at $169,900 · 97.1% of asking$152/sqftMLS# 2094746
2
Beds
2
Baths
1,085
Sq Ft
2004
Built
—
Garage
No
Pool
HOA $266/moCondominium1 story

About this home

St. Augustine

Discover low-stress, low-maintenance living in this clean 2-bed, 2-bath condo in popular Villa San Marco. The open, split bedroom layout keeps the living area bright and usable, with each bedroom having its own full bath for privacy. A screened balcony just off the living room adds extra space for morning coffee, pets, or plants. Monthly costs stay predictable here: the HOA covers water, sewer, trash, exterior maintenance, and access to the community amenities. Enjoy the pool and heated spa, clubhouse, fitness center, walking trail, putting green, playground, and car wash area just a short walk from your door. With 2004 concrete construction, ample parking, and on-site management, this is a practical choice for first-time buyers, downsizers, or anyone wanting a lock-and-leave Florida place. Location is a major bonus: tucked off US-1, you're minutes to Target, Publix, restaurants, medical offices, and everyday services, and about 10-15 minutes to historic Downtown St. Augustine

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$914
Property taxesest. at asking price, St. Johns County$220
HOAbilled monthly$266
Estimated total, before insurance$1,399/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,151/yr · $179/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$914
Principal & Interest: $914
Property taxes (est.): $220
Insurance (est.): $110
Estimated Total Monthly
$1,244
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$181,000$171,665—
2024$191,000$156,059—
2023$189,255$141,872—
2022$138,000$128,975—
2021$117,250$117,250—
2020$115,000$115,000—

2024 property taxes (current owner): $2,151/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
440 S Villa San Marco Drive 201, St. Augustine, FL 32086Listed by WATSON REALTY CORPSep 2026$200,000$1593/21,2601000.1
405 S Villa San Marco Drive 208, St. Augustine, FL 32086Listed by CROSSVIEW REALTYAug 2026$197,000$1563/21,260120.1
288 Moultrie Village Lane, St. Augustine South, FL 32086Listed by MILLER & COMPANY REAL ESTATESep 2026$210,000$1532/2.51,372990.5
237 Moultrie Village Lane, St. Augustine, FL 32086Listed by MOMENTUM REALTYJul 2026$220,000$1602/2.51,372320.5
145 Whitland Way, St. Augustine, FL 32086Listed by VREELAND REAL ESTATE LLCAug 2026$215,000$1782/2.51,211540.6
945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$305,000$2722/21,120331.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,900
Price / Sq Ft$157
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,085
Year Built2004
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address410 Villa San Marco Drive 203, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionVilla San Marco
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1016500823
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management- On Site
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

AppliancesDryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsThree Or More
LaundryIn Unit

Exterior

Patio / PorchScreened
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 15, 2026
Days on Market307
HOA Fees$265.91 / Monthly
HOA FrequencyMonthly
HOA NameVilla San Marco Condominium Association
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Tax Amount$2,150.96
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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