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This home is in Jacksonville — a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·405 days on market

14137 Mahogany Avenue

Jacksonville, FL 32258

$339,900$167/sqftEst. $1,733/moMLS# 2091914

Beds

Baths

2,031

Sq Ft

2011

Built

Garage

Pool

About this home

Jacksonville

This beautifully appointed townhouse is super clean & move-in ready! It offers rare cinderblock construction & serene pond views in a quiet gated community. Enjoy your east-facing screened lanai -perfect for sunrise coffee & cool afternoon shade while helping reduce utility costs. The first-floor open concept is ideal for entertaining, featuring a custom kitchen w/sleek finishes, KitchenAid appliances, full base cabinet organizers, and a large pantry w/barn door access. A spacious laundry room includes a commercial-grade washer & dryer. Upstairs, the oversized primary suite doubles as a home office retreat w/a massive walk-in closet. The fully customized 2-car garage boasts epoxy floors, deep cabinetry, built-in workbenches, slat wall storage, and easy attic access. New HVAC w/10 year warranty installed in May 2026! Community pool access & convenient proximity to I-95, I-295, and 9B complete this offering of quiet, comfortable & organized luxury living.

Cost to own

Mortgage calculator

Home Price

$339,900

Down Payment: 20%

$67,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,733

Principal & Interest: $1,733

Property taxes (est.): $555

Insurance (est.): $227

Estimated Total Monthly

$2,515

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,733

Property taxesest. at asking price, Duval County$555

HOAbilled monthly$339

Estimated total, before insurance$2,627/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,964/yr · $247/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$297,812	$152,369	—
2024	$299,723	$147,368	▲ $10,000
2023	$302,027	$141,620	—
2022	$257,077	$136,039	—
2021	$207,837	$130,621	—
2020	$206,646	$128,128	—

2024 property taxes (current owner): $2,964/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 24, 2025Listed$339,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$339,900

Price / Sq Ft$167

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,031

Acres0.07 acres

Year Built2011

TypeResidential

Sub-TypeTownhouse

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address14137 Mahogany Avenue, Jacksonville, FL 32258

Area015-Bartram

SubdivisionFlagler Station

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size3,049.2 sq ft

Parcel Number1680842920

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Playground

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Guest

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Washer Hookup