This home is in Nelmar Terrace, St. Augustine.
Active·419 days on market·Nelmar Terrace
13 Douglas Avenue
St. Augustine, FL 32084
About this home
Nelmar Terrace
Located just minutes from the shores of Vilano Beach and walking distance to Historic Downtown St. Augustine, this spacious 4-bedroom, 2.5-bathroom home offers 2,164 square feet of thoughtfully designed living space with no HOA restrictions within the highly sought Fullerwood district. Step inside to a welcoming living room at the entry, perfect for greeting guests or enjoying a quiet moment. The heart of the home lies at the back, where the kitchen, dining room, and dual family rooms create an ideal layout for both everyday living and entertaining.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $700,000 in March 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $528,657 | $528,657 | — |
| 2025 | $161,447 | $25,000 | ▲ $10,096 |
| 2024 | $503,424 | $503,424 | — |
| 2024 | $151,474 | $25,000 | ▼ $103 |
| 2023 | $469,874 | $416,632 | — |
| 2023 | $154,617 | $25,000 | ▼ $86,136 |
| 2022 | $390,012 | $390,012 | — |
| 2022 | $239,391 | $25,000 | — |
| 2021 | $256,754 | $256,754 | — |
| 2021 | $106,013 | $25,000 | — |
| 2020 | $259,270 | $209,270 | — |
| 2020 | $72,378 | $25,000 | — |
2024 property taxes (current owner): $9,332/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,455 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 23, 2025Listed$750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Nelmar Terrace
Nelmar Terrace is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.
View all Nelmar Terrace homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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