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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.

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Sold

Sold·Closed Dec 23, 2025·195 days on market·Recent sales in Sawgrass·Sawgrass

817 Spinnakers Reach Drive

Ponte Vedra Beach, FL 32082

$1,295,000sold priceListed at $1,345,000 · 96.3% of asking$826/sqftMLS# 2088529
2
Beds
2
Baths
1,568
Sq Ft
1982
Built
2
Garage
No
Pool

17 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $928/moWaterfrontCondominium1 story

About this home

Sawgrass

Begin your day with morning coffee on the covered patio, where you can watch the sunrise or observe beach activities in the afternoon. This property is located just steps from the sand, allowing for convenient access to the tranquil Sawgrass beaches. This impressive first-floor oceanfront condominium in Sawgrass Country Club sits only one unit away from direct ocean frontage. Renovated in 2015, the current owners have utilized the residence as a part-time vacation home. Upgrades include raised ceilings (with removal of popcorn texture), relocated AC ducts, elimination of the non-functional fireplace and wet bar, installation of a new 150-amp electrical panel, updated plumbing and lighting, and custom cabinetry in both the kitchen and baths. The kitchen features scenic views and modern Bosch appliances, complemented by a GE refrigerator purchased six months ago. Ample storage is provided through a custom pantry and a Uline 24-bottle wine chiller.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,173
Property taxesest. at asking price, St. Johns County$1,723
HOAbilled quarterly$928
Estimated total, before insurance$9,824/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,611/yr · $1,051/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Other — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $12,611/yr

Estimated taxes if purchased at asking price: ~$20,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $686/sq ft; this home is listed at $858/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,375,000$6862/2.52,003180.1
930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$2,100,000$1,0712/2.51,9601200.1
822 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJun 2026$1,550,000$8163/31,900770.1
507 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$640,000$3972/21,61410.2
9777 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJul 2026$590,000$4142/21,424190.3
311 Quail Pointe Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$508,000$3542/21,434350.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,345,000
Price / Sq Ft$858
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,568
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

School Information

Community Information

Address817 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0663010817
ZoningPUD

Amenities

AmenitiesPool, Maintenance Grounds
UtilitiesCable Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Alarm

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Patio, Side Porch
RoofOther
ConstructionStucco
Road FrontagePrivate Road

Additional Information

Date ListedMay 22, 2025
Days on Market195
HOA Fees$2,783 / Quarterly
HOA FrequencyQuarterly
HOA NameSpinnaker Condo Assoc/ Sawgrass Association
Tax Amount$12,610.74
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: ROUND TABLE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines