This home is in Trailmark, St. Augustine.

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Pending

Pending·64 days on market·Trailmark

183 Bluegrass Way

St. Augustine, FL 32092

$464,990$201/sqftEst. $2,475/moMLS# 2084968

Beds

Baths

2,316

Sq Ft

2024

Built

Garage

Pool

About this home

Trailmark

Discover the exquisite Timuquana floor plan. With 2,316 square feet spread across two stories, this home offers a spacious and versatile layout, perfect for families or those seeking comfortable living. Featuring 3 bedrooms and 2.5 bathrooms, every detail of this home is crafted to meet diverse needs. The modern kitchen, featuring sleek cabinetry, high-end appliances, and ample countertop space, seamlessly connects to the open-concept living and dining areas--ideal for gatherings and daily relaxation. Complete with a 2-car garage for convenience and storage, the Timuquana floor plan combines modern design with practical living. Don't miss the opportunity to explore this exceptional home and envision your future in this beautiful space. Trailmark is a beautiful, secluded community located in the growing area of St. Johns County. With impressive oak tree hammocks and winding nature trails.

Cost to own

Mortgage calculator

Home Price

$464,990

Down Payment: 20%

$92,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,349

Principal & Interest: $2,349

Est. Taxes & Insurance: $587

Estimated Total Monthly

$2,936

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,475

Property taxesest. at asking price, St. Johns County$619

HOAbilled annually$8

Estimated total, before insurance$3,102/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.