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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Lakes, Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed May 5, 2025·11 days on market·Recent sales in Marsh Lakes·Marsh Lakes

88006 Marsh Lakes Court

Fernandina Beach, FL 32034

$1,550,000sold priceListed at $1,710,000 · 90.6% of asking$433/sqftMLS# 2081851
5
Beds
3.5
Baths
3,580
Sq Ft
1989
Built
4
Garage
No
Pool

2 more homes for sale in Marsh Lakes →Search Marsh Lakes on the map

HOA $96/mo0.86 acresWaterfrontSingle Family Residence1 story

About this home

Marsh Lakes

Welcome to Your Private Marshfront Paradise! Tucked away in seclusion and surrounded by nature's beauty, this extraordinary estate offers the perfect blend of luxury, comfort, and waterfront living. This private oasis features not just a stunning main house, but also a charming guest cottage — ideal for hosting family and friends or creating the ultimate private retreat. The main house boasts four spacious bedrooms, including an owner's suite designed for true relaxation with private deck access, a spa-like bath, and a custom walk-in closet. Every room in the home is positioned to capture breathtaking views, creating a serene backdrop throughout. Unwind in the cozy living room with its warm, wood-burning fireplace, relax in the generous sitting room, or gather in the elegant dining room for unforgettable meals. The chef's dream eat-in kitchen shines with brand-new appliances and ample space for culinary creations. It's straight out of a Hallmark movie! Step outside to enjoy the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,586
Property taxesest. at asking price, Nassau County$2,140
HOAbilled semi-annually$96
Estimated total, before insurance$10,822/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$19,767/yr · $1,647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,550,000
$310,000
Loan Term
Monthly Payment
$8,586
Principal & Interest: $8,586
Property taxes (est.): $2,140
Insurance (est.): $1,033
Estimated Total Monthly
$11,759
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,816 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $19,767/yr

Estimated taxes if purchased at asking price: ~$25,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $478/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96184 Marsh Lakes Drive, Fernandina Beach, FL 32034Listed by SHRIMP CAPITAL REALTYAug 2026$1,528,000$5823/3.52,624160.4
96197 Brady Point Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2026$1,000,000$2704/3.53,6975050.4
95402 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$465,000$1765/32,640200.8
95443 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$355,000$1345/2.52,6401090.9
96073 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCAug 2026$492,942$1625/3.53,037121
96065 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$479,997$1855/32,600421.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,710,000
Price / Sq Ft$478
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,580
Acres0.86 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontYes

Community Information

Address88006 Marsh Lakes Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionMarsh Lakes
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size37,461.6 sq ft
Parcel Number372N28132000220000

Amenities

AmenitiesPool, Pickleball
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewIntracoastal, River

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Deck
RoofShingle

Additional Information

Date ListedApril 15, 2025
Days on Market11
HOA Fees$578 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$19,766.57
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Lakes

Marsh Lakes is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Marsh Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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