This home is in Charter Point, Jacksonville — a pool home in Jacksonville.
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$685,000Sold4 bd · 3 ba · 3,884 sq ft
Sold·Closed Jul 11, 2025·59 days on market·Recent sales in Charter Point·Charter Point
4480 Oak Bay Drive W
Jacksonville, FL 32277
3 more homes for sale in Charter Point →Search Charter Point on the map
About this home
Charter Point
Welcome to this beautifully maintained 2 story brick home located in Charter Point. Nestled in a serene neighborhood with tree lined streets, this residence has excellent curb appeal! Inside, the home has spacious living areas and bedrooms with tons of natural light and a warm and inviting atmosphere. The family room has a vaulted wood planked ceiling perfect for entertaining. Upstairs, two of the 3 guest bedrooms provide peaceful retreats with walk in closets and the primary bedroom is spacious with a spa-like on suite. Off of the downstairs 4 season Florida room is a backyard oasis with a screen in large salt water pool and beautiful pavers. The screen leads out to backyard with plenty of space. From the well-maintained landscaping to the pristine conditions throughout, this home is truly move-in ready
Next steps in Charter Point
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Park39 min drive · 100 parking spaces
Closest park or preserve
Reddie Point Preserve5 min drive · 1.2 mi of trails
Closest public boat ramp
Arlington Lions Club Park & Boat Rampabout 0.7 mi · St. Johns River
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 0.5 mi · St. Johns River
Closest youth league fields
Blue Cypress Park, Community Center & Golf Course5 min drive · Swimming
Closest grocery store
Aldi7 min drive · 6060 Fort Caroline Rd No.10,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,500/yr
Estimated taxes if purchased at asking price: ~$13,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $176/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $560,000 | $205 | 4/3 | 2,728 | 2 | 0.1 |
| 4448 Charter Point Boulevard, Jacksonville, FL 32277Listed by LOKATION | Nov 2025 | $460,000 | $157 | 4/3 | 2,928 | 42 | 0.1 |
| 4308 Sage Oak Court, Jacksonville, FL 32277Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Mar 2026 | $453,000 | $152 | 4/3.5 | 2,986 | 184 | 0.3 |
| 5478 River Trail Road N, Jacksonville, FL 32277Listed by NOMAD REALTY | Oct 2025 | $579,000 | $163 | 4/3 | 3,558 | 18 | 0.3 |
| 5477 Brightwater Lane, Jacksonville, FL 32277Listed by FIRST COAST REALTY OF JACKSONVILLE INC | Jun 2025 | $340,000 | $108 | 5/3.5 | 3,159 | 98 | 0.3 |
| 5545 Edenfield Road, Jacksonville, FL 32277Listed by RE/MAX SPECIALISTS | Jun 2026 | $420,000 | $149 | 4/3.5 | 2,820 | 5 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Charter Point
Charter Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.
View all Charter Point homes for sale →Keep looking
More homes in Charter Point
For Sale5394 Oak Bay Drive NJacksonville, FL 32277
4 bd · 4 ba · 4,111 sq ft
$605,000Est. $3,220/moWelcome to this spacious two-story home in the desirable Charter Point community! Offering approximately 4,111 square…
Listing Office: zalloum realty llc
For Sale4575 Oak Bay Drive WJacksonville, FL 32277
4 bd · 3 ba · 3,186 sq ft
$569,000Est. $3,028/moWelcome to this spacious 4-bedroom, 3-bath pool home tucked beneath the mature oak trees of established Charter Point.…
Listing Office: real broker llc
Pending4375 Maywood DriveJacksonville, FL 32277
4 bd · 3 ba · 2,329 sq ft
$482,500Est. $2,568/moCharming brick single family home in Fort Caroline has been completely renovated. Luxurious vinyl plank flooring, a…
Listing Office: florida homes realty & mtg llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines