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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Charter Point, Jacksonville.

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Sold

Sold·Closed Nov 14, 2025·42 days on market·Recent sales in Charter Point·Charter Point

4448 Charter Point Boulevard

Jacksonville, FL 32277

$460,000sold priceListed at $469,990 · 97.9% of asking$157/sqftMLS# 2108926
4
Beds
3
Baths
2,928
Sq Ft
1980
Built
2
Garage
No
Pool

2 more homes for sale in Charter Point →Search Charter Point on the map

HOA $23/mo13,504 sqft lotSingle Family Residence2 stories

About this home

Charter Point

Breathtaking and beautiful 4 bedroom/3 bathroom two-story home with a welcoming and cozy interior, 2-car garage, and large, covered lanai overlooking a spacious fenced-in backyard- on a total of 0.32 acres. Located in the Highly desirable Charter Point community with a LOW HOA. Inside- A formal dining area and living room with tasteful crown molding and other finishing touches throughout the home. HUGE, equipped kitchen complete with all stainless-steel appliances including a stovetop on the kitchen island, a wine cooler, and built in oven. Lots of barstool seating, cabinet and counter space, and even a cozy window seat to enjoy sipping your morning coffee on. The warm and inviting family room centers around a lovely fireplace. There is both a downstairs AND upstairs masterbedroom- both have walk-in closets. NEWer 2024 HVAC, 2018 Roof, All windows replaced in 2023. This is the perfect home for friends and family on the holidays and the perfect home for you. Schedule a showing ASAP

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,528
Property taxesest. at asking price, Duval County$751
HOAbilled annually$23
Estimated total, before insurance$3,302/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,262/yr · $272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,378 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:33 AM, sunset 6:48 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,262/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$560,000$2054/32,72820.1
4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$300,000$1294/32,32900.1
5454 River Trail Road S, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$460,000$1693/2.52,71850.2
4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$435,000$1954/2.52,23680.3
5545 Edenfield Road, Jacksonville, FL 32277Listed by RE/MAX SPECIALISTSJun 2026$420,000$1494/3.52,82050.3
4225 Zidal Court, Jacksonville, FL 32277Listed by CASTILLO REAL ESTATE JAXJun 2026$437,000$1914/22,286410.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,990
Price / Sq Ft$161
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,928
Acres0.31 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

This listingNo schools reported in the MLS
ElementaryFort Caroline, reported on 8 other Charter Point listings
MiddleArlington, reported on 6 other Charter Point listings
HighTerry Parker, reported on 8 other Charter Point listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4448 Charter Point Boulevard, Jacksonville, FL 32277
Area041-Arlington
SubdivisionCharter Point
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size13,503.6 sq ft
Parcel Number1089271670
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Patio / PorchCovered, Porch, Screened
FencingWood
RoofShingle
ConstructionBrick Veneer, Frame
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 16, 2025
Days on Market42
HOA Fees$275 / Annually
HOA FrequencyAnnually
HOA NameCharter Point Community Association INC
Tax Amount$3,261.87
Tax Year2024
Listing TermsConventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Charter Point

Charter Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Charter Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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