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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 24, 2026·5 days on market·Recent sales in Jacksonville

5545 Edenfield Road

Jacksonville, FL 32277

$420,000sold priceListed at $419,900 · 100% of asking$149/sqftMLS# 2147632
4
Beds
3.5
Baths
2,820
Sq Ft
1986
Built
2
Garage
Yes
Pool
No HOA1.10 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

MULTIPLE OFFERS, highest and best offer by Monday 5pm. WATERFRONT Opportunity, beautiful setting on the St Johns River!! BANK OWNED PROPERTY Selling AS IS, CASH ONLY. Home in disrepair and potentially non-salvageable, selling for land value. 1.1 acres on St Johns River. No dock, no bulkhead. Ingress / Egress access easement runs from Edenfield rd, through adjacent property, to front of this property (ask your agent or attorney for legal verbiage in the deed). Easement is approx 2300' long, mailbox and driveway on Edenfield Rd currently present. Entry into property with licensed REALTOR ONLY. Property / pool / land in disrepair and dangerous, no power, dirt road - take caution when showing. OFFER INSTRUCTIONS: Seller will only review cash offers on Florida Realtors / Florida BAR AS-IS Contract, must have verifiable proof of funds dated 30 days, AS IS no concessions, non-assignable contracts. Call your agent before it's gone!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,326
Property taxesest. at asking price, Duval County$686
Estimated total, before insurance$3,012/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,761/yr · $1,147/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$420,000
$84,000
Loan Term
Monthly Payment
$2,326
Principal & Interest: $2,326
Property taxes (est.): $686
Insurance (est.): $280
Estimated Total Monthly
$3,292
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $700,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$754,005$754,005—
2024$759,272$759,272▲ $175,442
2023$390,312$390,312—
2022$376,766$376,766—
2021$329,627$276,891—
2020$322,378$272,378—

2025 property taxes (current owner): $13,761/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5478 River Trail Road N, Jacksonville, FL 32277Listed by NOMAD REALTYOct 2025$579,000$1634/33,558180.1
5454 River Trail Road S, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$460,000$1693/2.52,71850.2
5477 Brightwater Lane, Jacksonville, FL 32277Listed by FIRST COAST REALTY OF JACKSONVILLE INCJun 2025$340,000$1085/3.53,159980.2
4475 Charter Point Boulevard, Jacksonville, FL 32277Listed by REAL BROKER LLCJul 2025$443,000$1953/32,271180.3
4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$560,000$2054/32,72820.4
4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$300,000$1294/32,32900.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,900
Price / Sq Ft$149
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,820
Acres1.10 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address5545 Edenfield Road, Jacksonville, FL 32277
Area041-Arlington
SubdivisionBennett Park
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size47,916 sq ft
Parcel Number1089240020

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage
ViewRiver, Water

Interior

AppliancesNone
CoolingOther
# of Stories2
LevelsTwo

Exterior

Other StructuresOther
Road SurfaceDirt, Gravel
Road FrontageEasement, Unimproved

Additional Information

Date ListedMay 29, 2026
Days on Market5
Tax Amount$13,760.96
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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