This home is in St. Augustine.
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Sold·Closed Sep 17, 2025·114 days on market·Recent sales in St. Augustine
108 Rio Del Mar Street B
St. Augustine, FL 32080
About this home
St. Augustine
Just a short walk to the Beach (or drive your car right onto the sand) - Fully Updated Coastal Condo! Move-in ready and recently renovated, this charming 2-bedroom, 1.5-bath condo is the perfect beachside retreat. Located just a brief walk to the ocean, this home features new plumbing, roof, siding, and septic, ensuring worry-free ownership. The open-concept main floor includes luxury vinyl plank flooring, a completely updated kitchen, and a renovated half bath. Upstairs you'll find two bedrooms and a fully remodeled full bathroom. The primary bedroom features a private balcony, perfect for enjoying the coastal breeze. Additional Highlights: Strong rental potential Area did not flood, unlike much of the surrounding beach Ideal for full-time living, a second home, or investment Opportunities this close to the beach with these upgrades are rare—schedule a showing today!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,799 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Dondanville Road rampabout 0.4 mi
Closest park or preserve
Moses Creek Conservation Areaabout 4 mi · 7.6 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 3 mi · Moultrie Creek
Closest youth league fields
Frank Butler Beachfront Park Eastabout 2 mi · Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,391/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $349/sq ft; this home is listed at $325/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 107 Rio Del Mar Street B, St. Augustine Beach, FL 32080Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $240,000 | $261 | 2/1 | 920 | 40 | 0 |
| 23 Fountain Of Youth Boulevard 11B, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS FIRST COAST REALTY | May 2026 | $280,000 | $309 | 2/2 | 906 | 50 | 0.1 |
| 4250 A1A South Unit E26, St. Augustine, FL 32080Listed by RE/MAX UNLIMITED | Mar 2026 | $375,000 | $359 | 2/2 | 1,044 | 183 | 0.1 |
| 4250 A1A S P21, St. Augustine, FL 32080Listed by UNITED REAL ESTATE GALLERY | Mar 2026 | $300,000 | $287 | 2/2 | 1,044 | 8 | 0.1 |
| 4250 A1A S D31, St. Augustine, FL 32080Listed by MOMENTUM REALTY | Jun 2026 | $345,000 | $473 | 2/1.5 | 729 | 16 | 0.2 |
| 4250 A1A S M36, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $240,000 | $349 | 1/1 | 687 | 466 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EPIQUE REALTY, INC
Sold by: ENDLESS SUMMER REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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