Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·557 days on market

14714 Katie Cove Drive 0019

Jacksonville, FL 32226

$750,650$247/sqftEst. $4,109/moMLS# 2078065

Beds

Baths

3,043

Sq Ft

2026

Built

Garage

Pool

FEMA Zone AEHOA $79/mo0.50 acresWaterfrontSingle Family Residence2 storiesNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

SEDA NEW HOMES: TO BE BUILT HOME on a MARSHFRONT/WATERFRONT HALF-ACRE HOMESITE. You can build the Seagrass Cove B floorplan on this waterfront lot at this STARTING price. Katie Cove features gorgeous half-acre homesites with RV & boat parking on select lots. This community is quiet and serene, yet offers easy access to everything you need, include River City Marketplace, the Jacksonville International Airport, state-of-the-art medical facilities, state parks with river access for boaters, and a quick commute to I-95 and I-295. It's a perfect place to call home. See agent for special savings on this home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,109

Property taxesest. at asking price, Duval County$1,226

HOAbilled annually$79

Estimated total, before insurance$5,414/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$750,650

Down Payment: 20%

$150,130

Interest Rate: 7.28%

Loan Term

Monthly Payment

$4,109

Principal & Interest: $4,109

Property taxes (est.): $1,226

Insurance (est.): $500

Estimated Total Monthly

$5,835

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 2, 2026Price change$750,650+$5,150
Mar 27, 2025Listed$745,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,650

Price / Sq Ft$247

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,043

Acres0.50 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address14714 Katie Cove Drive 0019, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionKatie Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size21,780 sq ft

Parcel Number108094 0003

Amenities

UtilitiesCable Available

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage

ViewCreek/Stream, Water, Other

Waterfront TypeCreek, Marsh

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

RoofShingle

ConstructionFiber Cement

Road SurfaceAsphalt, Paved

Additional Information

Date ListedMarch 27, 2025

Days on Market524

HOA Fees$950 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MONOGRAM REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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