Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active·512 days on market

14714 Katie Cove Drive 0019

Jacksonville, FL 32226

$745,500$242/sqftEst. $3,829/moMLS# 2078065

Beds

Baths

3,083

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

SEDA NEW HOMES: TO BE BUILT HOME on a MARSHFRONT/WATERFRONT HALF-ACRE HOMESITE. You can build the Amelia D floorplan on this waterfront lot at this STARTING price. Katie Cove features gorgeous half-acre homesites with RV & boat parking on select lots. This community is quiet and serene, yet offers easy access to everything you need, include River City Marketplace, the Jacksonville International Airport, state-of-the-art medical facilities, state parks with river access for boaters, and a quick commute to I-95 and I-295. It's a perfect place to call home. See agent for special savings on this home!

Cost to own

Mortgage calculator

Home Price

$745,500

Down Payment: 20%

$149,100

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,829

Principal & Interest: $3,829

Property taxes (est.): $1,217

Insurance (est.): $497

Estimated Total Monthly

$5,543

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,829

Property taxesest. at asking price, Duval County$1,217

HOAbilled annually$79

Estimated total, before insurance$5,125/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History