Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·70 days on market

14666 Katie Cove Drive 0011

Jacksonville, FL 32226

$531,900$214/sqftEst. $2,732/moMLS# 2150365

Beds

Baths

2,485

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

NEW MOVE-IN READY HOME on a HALF-ACRE LOT! Katie Cove features gorgeous half-acre homesites with RV & boat parking on select lots. Boasting 5 bedrooms and 3 bathrooms with 2,485 sq. ft., every inch of the Summerville floorplan is optimized for comfort and functionality. The open concept layout allows for an abundance of natural light and is ideal for entertaining with the main living area open to the covered back porch creating a great indoor/ outdoor space. The spacious Owner's Suite features a large walk-in closet and spa-like bath complete with an oversized shower. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify. See agent for special savings on this home!

Cost to own

Mortgage calculator

Home Price

$531,900

Down Payment: 20%

$106,380

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,732

Principal & Interest: $2,732

Property taxes (est.): $869

Insurance (est.): $355

Estimated Total Monthly

$3,955

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,732

Property taxesest. at asking price, Duval County$869

HOAbilled annually$79

Estimated total, before insurance$3,679/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 21, 2026Pending$531,900
Jul 28, 2026Price change$531,900−$18,000
Jun 12, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$531,900

Price / Sq Ft$214

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,485

Acres0.50 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address14666 Katie Cove Drive 0011, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionKatie Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size21,780 sq ft

Parcel Number108093-0270

Amenities

UtilitiesCable Available

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup