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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed Mar 26, 2026·299 days on market·Recent sales in St. Johns County

125 Oakmoss Drive

St. Johns, FL 32259

$519,000sold priceListed at $519,000 · 100% of asking$241/sqftMLS# 2075889
3
Beds
2.5
Baths
2,154
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $112/moSingle Family Residence2 storiesNew construction

About this home

St. Johns

This home is ready now!! Located in the gated sections, Toll Brothers-Shores at RiverTown. Exclusive river access to scenic trails, parks, and kayak launch. The Carnation floorplan features a downstairs office, upstairs loft, and expanded covered lanai—perfect for outdoor living. Enjoy a gourmet kitchen with two-toned cabinets, quartz countertops, and high-end stainless steel appliances. The primary suite offers tray ceilings for a luxurious retreat. Elegant oak stairs, smooth walls, and designer lighting in the foyer, kitchen, and dining room add refined style. With thoughtful upgrades and a functional layout, this home blends comfort, elegance, and the best of riverfront living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,875
Property taxesest. at asking price, St. Johns County$691
HOAbilled monthly$112
Estimated total, before insurance$3,677/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$519,000
$103,800
Loan Term
Monthly Payment
$2,875
Principal & Interest: $2,875
Property taxes (est.): $691
Insurance (est.): $346
Estimated Total Monthly
$3,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,000$100,000—

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$598,538$2723/2.52,20000.1
94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$679,000$2924/32,324370.2
47 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$794,000$3423/2.52,3241810.2
87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$512,155$2702/21,90000.4
704 Kendall Crossing Drive, St. Johns, FL 32259Listed by EAGLES WORLD REALTY, INCAug 2026$525,000$2273/2.52,316160.4
32 Ren Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$435,000$2154/32,0271680.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$519,000
Price / Sq Ft$241
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,154
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address125 Oakmoss Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Shores
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007270140
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Zoned
CoolingCentral Air, Electric, Split System, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm, Security Gate

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 23, 2026
Days on Market299
HOA Fees$112 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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