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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a gated community home on Amelia Island.

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Sold

Sold·Closed Aug 14, 2025·142 days on market·Recent sales in Amelia Island

95024 Barclay Place 2A

Fernandina Beach, FL 32034

$515,000sold priceListed at $575,000 · 89.6% of asking$334/sqftMLS# 2074897
2
Beds
2
Baths
1,541
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $81/mo3.10 acresCondominium1 story

About this home

Fernandina Beach

Escape to Island living in this extensively renovated Villa nestled within the exclusive community of Harrison Cove on Amelia Island's sought-after south end. Enjoy the ease of relaxed, coastal living with the open and inviting layout of this home, beautifully updated in 2022 - 2021. Low-maintenance, spacious rooms with 10 ft. ceilings beautifully updated with custom paneled walls and bookshelves. The large kitchen features new stainless appliances with sleek Quartz countertops, perfect for preparing gourmet meals or casual snacks. Relax and rejuvenate in the spa-like Primary bath suite featuring chic new tile and new zero-entry shower with rain head, body jets and hand shower. Newer carpet, all new lighting, fixtures and Plantation Shutters throughout complete this fully furnished, move-in-ready villa. The ultimate in comfort and convenience, with one-car garage and separate storage closet this home has it all and everything is included! A quick golf cart ride to the beach allowing

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,853
Property taxesest. at asking price, Nassau County$711
HOAbilled annually$81
Estimated total, before insurance$3,645/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,900/yr · $575/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,853
Principal & Interest: $2,853
Property taxes (est.): $711
Insurance (est.): $343
Estimated Total Monthly
$3,907
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,900/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $379/sq ft; this home is listed at $373/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95024 Barclay Place 4A, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$580,000$3762/21,541540
5242 Sea Chase Drive #1 8A, Fernandina Beach, FL 32034Listed by DALTON WADE INCAug 2026$1,430,000$7573/31,8891420.6
2021 Beach Wood Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMay 2026$400,000$3312/21,2101420.6
95220 Summerwoods Circle 1204, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPMar 2026$545,000$4102/21,3301010.6
1773 Mariners Walk, Fernandina Beach, FL 32034Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jan 2026$550,000$3793/21,4502010.6
1768 Mariners Walk 901, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$435,000$3192/21,3622050.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$373
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,541
Acres3.10 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address95024 Barclay Place 2A, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionHarrison Cove
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size135,036 sq ft
Parcel Number000030028V000302A0

Amenities

AmenitiesOther, Gated, Maintenance Grounds, Trash
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesElectric, Gas
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch
FencingBack Yard
ConstructionFrame, Stucco

Additional Information

Date ListedMarch 11, 2025
Days on Market142
HOA Fees$975 / Annually
HOA FrequencyAnnually
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Trash, Other
Tax Amount$6,899.58
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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